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BankUnited (BKU) Reports Q3 Earnings: What Key Metrics Have to Say

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For the quarter ended September 2026, BankUnited, Inc. (BKU) reported revenue of $280.44 million, up 1.7% over the same period last year. EPS came in at $1.03, compared to $0.95 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $292.61 million, representing a surprise of -4.16%. The company delivered an EPS surprise of -1.91%, with the consensus EPS estimate being $1.05.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how BankUnited performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Net charge-offs to average loans: 0.1% compared to the 0.2% average estimate based on three analysts.

  • Net Interest Margin: 3.2% compared to the 3.1% average estimate based on three analysts.

  • Average Interest-Earning Assets: $33.38 billion versus the three-analyst average estimate of $34.22 billion.

  • Net interest income before provision for credit losses: $260.65 million versus the three-analyst average estimate of $264.61 million.

  • Total Non-Interest Income: $19.79 million compared to the $28 million average estimate based on three analysts.

  • Net Interest Income (FTE basis): $264.69 million compared to the $268.52 million average estimate based on three analysts.

  • Other non-interest income: $7.68 million versus the two-analyst average estimate of $17.94 million.

  • Lease financing: $1.72 million versus the two-analyst average estimate of $3.4 million.

  • Deposit service charges and fees: $6.43 million versus $6.43 million estimated by two analysts on average.

View all Key Company Metrics for BankUnited here>>>

Shares of BankUnited have returned -3.3% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research

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