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Cullen/Frost Bankers, Inc. (CFR)

161.69 +0.30 (+0.19%)
At close: August 28 at 4:00:02 PM EDT
161.69 0.00 (0.00%)
After hours: August 28 at 7:30:06 PM EDT
Trade CFR on Coinbase
Dividend
CFR announced a cash dividend of $1.03 with an ex-date of Aug. 31, 2026
Chart Range Bar
Loading chart for CFR
  • Previous Close 161.39
  • Open 162.18
  • Bid 161.87 x 20000
  • Ask 162.05 x 10000
  • Day's Range 161.36 - 162.59
  • 52 Week Range 119.00 - 170.80
  • Volume 382,187
  • Avg. Volume 594,482
  • Market Cap (intraday) 10.049B
  • Beta (5Y Monthly) 0.52
  • PE Ratio (TTM) 15.30
  • EPS (TTM) 10.57
  • Earnings Date (est.) Oct 29, 2026
  • Forward Dividend & Yield 4.12 (2.55%)
  • Ex-Dividend Date Aug 31, 2026
  • 1y Target Est 170.21

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.

www.frostbank.com

6,008

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Performance Overview

Trailing total returns as of 8/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CFR
29.56%
S&P 500 (^GSPC)
12.65%

1-Year Return

CFR
27.38%
S&P 500 (^GSPC)
18.61%

3-Year Return

CFR
85.69%
S&P 500 (^GSPC)
73.95%

5-Year Return

CFR
61.47%
S&P 500 (^GSPC)
71.02%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 576.01M
Earnings 172.06M
Profit Margin 29.87%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
200M
400M
29.0%
29.5%
30.0%
30.5%

Analyst Insights

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Analyst Price Targets

141.00 Low
170.21 Average
161.69 Current
195.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/19/2026
Analyst Cantor Fitzgerald
Rating Action Maintains
Rating Neutral
Price Action Raises
Price Target 158 -> 175

Statistics

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Valuation Measures

Annual
As of 8/27/2026
  • Market Cap

    10.03B

  • Enterprise Value

    --

  • Trailing P/E

    15.25

  • Forward P/E

    15.27

  • PEG Ratio (5yr expected)

    3.55

  • Price/Sales (ttm)

    4.44

  • Price/Book (mrq)

    2.24

  • Enterprise Value/Revenue

    4.52

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    30.19%

  • Return on Assets (ttm)

    1.30%

  • Return on Equity (ttm)

    15.50%

  • Revenue (ttm)

    2.26B

  • Net Income Avi to Common (ttm)

    669.44M

  • Diluted EPS (ttm)

    10.57

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    6.62B

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

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Company Insights

Fair Value

161.69 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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  • Lowering target price to $180.00

    CULLEN/FROST BANKERS INC has an Investment Rating of BUY; a target price of $180.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of Medium; and a Value Subrating of High.

    Rating
    Price Target
  • Raising target price to $184.00

    CULLEN/FROST BANKERS INC has an Investment Rating of BUY; a target price of $184.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of Medium; and a Value Subrating of High.

    Rating
    Price Target
  • Lowering target price to $183.00

    CULLEN/FROST BANKERS INC has an Investment Rating of BUY; a target price of $183.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of Medium; and a Value Subrating of High.

    Rating
    Price Target
  • Cullen/Frost's Branch Expansion Is a Strong Driver for Earnings Growth

    Cullen/Frost is a regional US bank with around $54 billion in assets (as of June 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.

    Rating
    Price Target

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