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Chime Financial, Inc. (CHYM)

27.95 -0.92 (-3.19%)
At close: October 30 at 4:00:01 PM EDT
27.95 0.00 (0.00%)
After hours: October 30 at 4:00:16 PM EDT
Trade CHYM on Coinbase
Chart Range Bar
Loading chart for CHYM
  • Previous Close 28.87
  • Open 28.50
  • Bid 26.04 x 200
  • Ask 30.13 x 200
  • Day's Range 27.66 - 28.50
  • 52 Week Range 15.88 - 35.55
  • Volume 3,650,819
  • Avg. Volume 6,946,760
  • Market Cap (intraday) 10.581B
  • Beta (5Y Monthly) --
  • PE Ratio (TTM) 31.76
  • EPS (TTM) 0.88
  • Earnings Date Nov 4, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 39.55
  • Zacks Rating Bullish

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

www.chime.com

1,519

Full Time Employees

December 31

Fiscal Year Ends

Technology

Sector

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CHYM
11.04%
S&P 500 (^GSPC)
10.73%

1-Year Return

CHYM
63.93%
S&P 500 (^GSPC)
11.11%

3-Year Return

CHYM
35.00%
S&P 500 (^GSPC)
81.91%

5-Year Return

CHYM
35.00%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share (GAAP)

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 669.77M
Earnings 27.85M
Profit Margin 4.16%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
200M
400M
600M
-10.0%
-5.0%
0.0%
5.0%

Analyst Insights

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Analyst Price Targets

31.00
39.55 Average
27.95 Current
50.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/8/2026
Analyst Deutsche Bank
Rating Action Upgrade
Rating Buy
Price Action Raises
Price Target 30 -> 35

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    -0.74%

  • Return on Assets (ttm)

    11.98%

  • Return on Equity (ttm)

    -1.28%

  • Revenue (ttm)

    2.46B

  • Net Income Avi to Common (ttm)

    -18.19M

  • Diluted EPS (ttm)

    0.88

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    1.16B

  • Total Debt/Equity (mrq)

    12.88%

  • Levered Free Cash Flow (ttm)

    437.65M

Company Insights

Research Reports

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