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First United Corporation (FUNC)

45.92 +0.24 (+0.53%)
At close: November 6 at 4:00:01 PM EST
Trade First on Coinbase
Chart Range Bar
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  • Previous Close 45.68
  • Open 45.49
  • Bid 32.55 x 200
  • Ask 59.07 x 200
  • Day's Range 45.49 - 45.92
  • 52 Week Range 35.02 - 48.07
  • Volume 9,819
  • Avg. Volume 26,650
  • Market Cap (intraday) 296.572M
  • Beta (5Y Monthly) 0.52
  • PE Ratio (TTM) 11.77
  • EPS (TTM) 3.90
  • Earnings Date (est.) Oct 26, 2026
  • Forward Dividend & Yield 1.12 (2.44%)
  • 1y Target Est 50.00
  • Moby Rating Bull

First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits. It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers brokerage; certificate of deposit account registry and IntraFi cash services; treasury management, cash sweep, and various checking opportunities; trust services, such as personal trust, investment agency accounts, charitable trusts, estate administration, and estate planning, as well as retirement accounts, including IRA rollovers, 401(k) accounts, and defined benefit plans; safe deposit and night depository facilities; and insurance products. Further, it provides online, mobile, and digital banking; debit and credit cards; business support; merchant services; remote deposit capture; positive pay; sweep and escrow accounts; check recovery and ordering; equipment loans; floorplan lending; mobile wallet and deposit; credit insights; personal finance; bill pay; CD and trust secured loans; boat and RV loans; and retirement planning services. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

www.mybank.com

315

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 11/6/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

FUNC
25.84%
S&P 500 (^GSPC)
7.76%

1-Year Return

FUNC
33.05%
S&P 500 (^GSPC)
9.77%

3-Year Return

FUNC
193.15%
S&P 500 (^GSPC)
68.96%

5-Year Return

FUNC
167.41%
S&P 500 (^GSPC)
57.04%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 25.22M
Earnings 7.18M
Profit Margin 28.47%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
5M
10M
15M
20M
25M
24.0%
25.0%
26.0%
27.0%
28.0%

Analyst Insights

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Analyst Price Targets

50.00
50.00 Average
45.92 Current
50.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/1/2026
Analyst Raymond James
Rating Action Maintains
Rating Outperform
Price Action Raises
Price Target 44 -> 50

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    27.64%

  • Return on Assets (ttm)

    1.23%

  • Return on Equity (ttm)

    12.24%

  • Revenue (ttm)

    91.49M

  • Net Income Avi to Common (ttm)

    25.29M

  • Diluted EPS (ttm)

    3.90

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    74.87M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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