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HCI Group, Inc. (HCI)

200.66 -1.02 (-0.51%)
As of 12:05:40 PM EST. Market Open.
Trade HCI on Coinbase
HCI Q3 2026 earnings call
Today at 4:45 PM EST
Chart Range Bar
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  • Previous Close 201.68
  • Open 205.75
  • Bid 199.52 x 10000
  • Ask 201.63 x 10000
  • Day's Range 199.41 - 205.30
  • 52 Week Range 144.75 - 208.64
  • Volume 52,386
  • Avg. Volume 163,043
  • Market Cap (intraday) 2.496B
  • Beta (5Y Monthly) 0.93
  • PE Ratio (TTM) 8.65
  • EPS (TTM) 23.20
  • Earnings Date Nov 4, 2026
  • Forward Dividend & Yield 1.60 (0.79%)
  • 1y Target Est 241.67
  • Zacks Rating Bullish

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

www.hcigroup.com

594

Full Time Employees

December 31

Fiscal Year Ends

Recent News

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Performance Overview

Trailing total returns as of 11/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

HCI
5.45%
S&P 500 (^GSPC)
12.53%

1-Year Return

HCI
1.72%
S&P 500 (^GSPC)
13.76%

3-Year Return

HCI
232.79%
S&P 500 (^GSPC)
76.75%

5-Year Return

HCI
64.38%
S&P 500 (^GSPC)
64.60%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 246.65M
Earnings 73.8M
Profit Margin 29.92%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
50M
100M
150M
200M
30.0%
32.0%
34.0%
36.0%
38.0%

Analyst Insights

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Analyst Price Targets

225.00
241.67 Average
200.65 Current
265.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/7/2026
Analyst Citizens
Rating Action Maintains
Rating Market Outperform
Price Action Raises
Price Target 255 -> 265

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    32.60%

  • Return on Assets (ttm)

    11.62%

  • Return on Equity (ttm)

    34.97%

  • Revenue (ttm)

    952.13M

  • Net Income Avi to Common (ttm)

    297.83M

  • Diluted EPS (ttm)

    23.20

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    872.34M

  • Total Debt/Equity (mrq)

    5.72%

  • Levered Free Cash Flow (ttm)

    423.2M

Company Insights

Research Reports

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