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Navient Corporation (NAVI)

9.30 +0.22 (+2.42%)
At close: 4:00:01 PM EDT
9.30 0.00 (0.00%)
After hours: 4:00:16 PM EDT
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Chart Range Bar
Loading chart for NAVI
  • Previous Close 9.08
  • Open 8.95
  • Bid 7.78 x 100
  • Ask 10.33 x 100
  • Day's Range 8.83 - 9.31
  • 52 Week Range 7.33 - 13.48
  • Volume 1,986,196
  • Avg. Volume 1,352,148
  • Market Cap (intraday) 872.19M
  • Beta (5Y Monthly) 1.17
  • PE Ratio (TTM) --
  • EPS (TTM) -0.49
  • Earnings Date Nov 4, 2026
  • Forward Dividend & Yield 0.64 (7.04%)
  • 1y Target Est 9.20
  • Zacks Rating Bullish

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

www.navient.com

670

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

NAVI
24.29%
S&P 500 (^GSPC)
10.73%

1-Year Return

NAVI
16.84%
S&P 500 (^GSPC)
11.11%

3-Year Return

NAVI
31.63%
S&P 500 (^GSPC)
81.91%

5-Year Return

NAVI
40.44%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 120M
Earnings 25M
Profit Margin 20.83%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

-50M
0
50M
100M
-40.0%
-20.0%
0.0%
20.0%

Analyst Insights

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Analyst Price Targets

7.00 Low
9.20 Average
9.30 Current
13.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/12/2026
Analyst JP Morgan
Rating Action Maintains
Rating Neutral
Price Action Raises
Price Target 8 -> 8.5

Statistics

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Valuation Measures

Annual
As of 10/29/2026
  • Market Cap

    852.49M

  • Enterprise Value

    --

  • Trailing P/E

    --

  • Forward P/E

    9.09

  • PEG Ratio (current)

    --

  • Price/Sales (ttm)

    1.45

  • Price/Book (mrq)

    0.36

  • Enterprise Value/Revenue

    --

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    -14.67%

  • Return on Assets (ttm)

    -0.10%

  • Return on Equity (ttm)

    -1.98%

  • Revenue (ttm)

    334M

  • Net Income Avi to Common (ttm)

    -49M

  • Diluted EPS (ttm)

    -0.49

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    796M

  • Total Debt/Equity (mrq)

    1,852.71%

  • Levered Free Cash Flow (ttm)

    --

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Company Insights

Fair Value

9.30 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

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