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NMI Holdings, Inc. (NMIH)

42.43 -0.75 (-1.74%)
As of 1:54:50 PM EDT. Market Open.
Trade NMIH on Coinbase
Chart Range Bar
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  • Previous Close 43.18
  • Open 42.94
  • Bid 38.59 x 100
  • Ask 51.17 x 100
  • Day's Range 42.13 - 43.16
  • 52 Week Range 34.84 - 46.74
  • Volume 163,523
  • Avg. Volume 683,435
  • Market Cap (intraday) 3.191B
  • Beta (5Y Monthly) 0.56
  • PE Ratio (TTM) 8.35
  • EPS (TTM) 5.08
  • Earnings Date Nov 5, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 48.88
  • Zacks Rating Neutral

NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

www.nationalmi.com

225

Full Time Employees

December 31

Fiscal Year Ends

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

NMIH
4.02%
S&P 500 (^GSPC)
10.46%

1-Year Return

NMIH
16.73%
S&P 500 (^GSPC)
10.83%

3-Year Return

NMIH
57.67%
S&P 500 (^GSPC)
81.47%

5-Year Return

NMIH
74.75%
S&P 500 (^GSPC)
64.19%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 187.89M
Earnings 105.79M
Profit Margin 56.30%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
50M
100M
150M
53.0%
54.0%
55.0%
56.0%

Analyst Insights

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Analyst Price Targets

43.00
48.88 Average
42.43 Current
54.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/30/2026
Analyst B of A Securities
Rating Action Downgrade
Rating Neutral
Price Action Lowers
Price Target 51 -> 44

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    54.10%

  • Return on Assets (ttm)

    8.82%

  • Return on Equity (ttm)

    15.43%

  • Revenue (ttm)

    730.78M

  • Net Income Avi to Common (ttm)

    395.33M

  • Diluted EPS (ttm)

    5.08

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    161.26M

  • Total Debt/Equity (mrq)

    15.75%

  • Levered Free Cash Flow (ttm)

    329.76M

Company Insights

Research Reports

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