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Q2 Holdings, Inc. (QTWO)

65.05 -0.22 (-0.34%)
As of 9:31:01 AM EDT. Market Open.
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QTWO Q3 2026 earnings call
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Chart Range Bar
Loading chart for QTWO
  • Previous Close 65.27
  • Open 65.08
  • Bid 55.00 x 30000
  • Ask 66.00 x 50000
  • Day's Range 65.05 - 66.24
  • 52 Week Range 40.79 - 76.24
  • Volume 18,356
  • Avg. Volume 695,489
  • Market Cap (intraday) 4.019B
  • Beta (5Y Monthly) 1.34
  • PE Ratio (TTM) 38.49
  • EPS (TTM) 1.69
  • Earnings Date Oct 28, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 77.57
  • Motley Fool Rating Bullish

Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers, FinTechs, and other partners to deploy customized experiences and financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that support financial institutions, FinTechs and Alt-FIs in managing lending workflows, pricing strategies and customer relationships across commercial and consumer use cases, as well as offers loans, deposits and fee-based products. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

www.q2.com

2,548

Full Time Employees

December 31

Fiscal Year Ends

Technology

Sector

Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

QTWO
9.85%
S&P 500 (^GSPC)
11.44%

1-Year Return

QTWO
6.92%
S&P 500 (^GSPC)
11.82%

3-Year Return

QTWO
123.16%
S&P 500 (^GSPC)
83.08%

5-Year Return

QTWO
17.09%
S&P 500 (^GSPC)
65.64%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 225.77M
Earnings 33.22M
Profit Margin 14.71%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
200M
10.0%
11.0%
12.0%
13.0%
14.0%

Analyst Insights

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Analyst Price Targets

67.01
77.57 Average
65.05 Current
85.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/29/2026
Analyst JP Morgan
Rating Action Maintains
Rating Overweight
Price Action Raises
Price Target 72 -> 76

Statistics

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Valuation Measures

Annual
As of 10/29/2026
  • Market Cap

    4.03B

  • Enterprise Value

    3.95B

  • Trailing P/E

    38.63

  • Forward P/E

    21.06

  • PEG Ratio (current)

    0.16

  • Price/Sales (ttm)

    4.92

  • Price/Book (mrq)

    6.13

  • Enterprise Value/Revenue

    4.54

  • Enterprise Value/EBITDA

    25.21

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    12.66%

  • Return on Assets (ttm)

    5.57%

  • Return on Equity (ttm)

    17.20%

  • Revenue (ttm)

    870.26M

  • Net Income Avi to Common (ttm)

    110.16M

  • Diluted EPS (ttm)

    1.69

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    122.99M

  • Total Debt/Equity (mrq)

    5.91%

  • Levered Free Cash Flow (ttm)

    209.66M

Compare

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Company Insights

Fair Value

65.05 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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  • Raising target price to $72.00

    Q2 Holdings Inc has an Investment Rating of HOLD; a target price of $72.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of High.

  • Raising target price to $69.00

    Q2 Holdings Inc has an Investment Rating of HOLD; a target price of $69.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of High.

  • Raising target price to $62.00

    Q2 Holdings Inc has an Investment Rating of HOLD; a target price of $62.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

  • Raising target price to $60.00

    Q2 Holdings Inc has an Investment Rating of HOLD; a target price of $60.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

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