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United Bankshares, Inc. (UBSI)

48.22 -0.49 (-1.01%)
At close: October 30 at 4:00:01 PM EDT
48.00 -0.22 (-0.46%)
After hours: October 30 at 4:23:12 PM EDT
Trade UBSI on Coinbase
Chart Range Bar
Loading chart for UBSI
  • Previous Close 48.71
  • Open 48.93
  • Bid 34.90 x 200
  • Ask 61.90 x 200
  • Day's Range 48.12 - 48.95
  • 52 Week Range 34.68 - 49.62
  • Volume 922,227
  • Avg. Volume 919,437
  • Market Cap (intraday) 6.566B
  • Beta (5Y Monthly) 0.75
  • PE Ratio (TTM) 13.10
  • EPS (TTM) 3.68
  • Earnings Date (est.) Jan 21, 2027
  • Forward Dividend & Yield 1.52 (3.15%)
  • 1y Target Est 51.67
  • Zacks Rating Bullish

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

www.ubsi-inc.com

2,812

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

UBSI
28.92%
S&P 500 (^GSPC)
10.73%

1-Year Return

UBSI
39.74%
S&P 500 (^GSPC)
11.11%

3-Year Return

UBSI
92.99%
S&P 500 (^GSPC)
81.91%

5-Year Return

UBSI
59.38%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 325.81M
Earnings 128.7M
Profit Margin 39.50%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
100M
200M
300M
39.5%
40.0%

Analyst Insights

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Analyst Price Targets

49.00
51.67 Average
48.22 Current
54.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/26/2026
Analyst Piper Sandler
Rating Action Maintains
Rating Overweight
Price Action Raises
Price Target 51 -> 54

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    40.78%

  • Return on Assets (ttm)

    1.52%

  • Return on Equity (ttm)

    9.45%

  • Revenue (ttm)

    1.26B

  • Net Income Avi to Common (ttm)

    512.08M

  • Diluted EPS (ttm)

    3.68

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    1.88B

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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