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Usio, Inc. (USIO)

2.9200 -0.3300 (-10.15%)
At close: October 30 at 4:00:00 PM EDT
Chart Range Bar
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  • Previous Close 3.2500
  • Open 3.1800
  • Bid 1.5900 x 200
  • Ask 2.9500 x 200
  • Day's Range 2.8300 - 3.1850
  • 52 Week Range 1.0300 - 3.2900
  • Volume 334,484
  • Avg. Volume 345,309
  • Market Cap (intraday) 83.207M
  • Beta (5Y Monthly) 1.38
  • PE Ratio (TTM) --
  • EPS (TTM) -0.0600
  • Earnings Date (est.) Nov 11, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 5.92
  • Zacks Rating Neutral

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services includes represented check and check conversion for electronic payment facilitation. In addition, the company offers integrated electronic payment processing services to merchants and businesses, including credit, and debit card-based processing services and electronic funds transfer through the ACH network. In addition, it offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, and Discover supported by online and physical terminal access. Further, it provides a proprietary platform, enabling businesses to handle both e-checks and card payments; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a payment facilitation platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

usio.com

107

Full Time Employees

December 31

Fiscal Year Ends

Technology

Sector

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

USIO
114.71%
S&P 500 (^GSPC)
10.73%

1-Year Return

USIO
104.20%
S&P 500 (^GSPC)
11.11%

3-Year Return

USIO
48.98%
S&P 500 (^GSPC)
81.91%

5-Year Return

USIO
54.02%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 23.68M
Earnings 280.08k
Profit Margin 1.18%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
5M
10M
15M
20M
25M
-6.0%
-4.0%
-2.0%
0.0%

Analyst Insights

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Analyst Price Targets

5.00
5.92 Average
2.9200 Current
6.75 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/13/2026
Analyst Ladenburg Thalmann
Rating Action Maintains
Rating Buy
Price Action Raises
Price Target 6.25 -> 6.75

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    -1.63%

  • Return on Assets (ttm)

    -0.60%

  • Return on Equity (ttm)

    -8.04%

  • Revenue (ttm)

    92.57M

  • Net Income Avi to Common (ttm)

    -1.51M

  • Diluted EPS (ttm)

    -0.0600

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    6.39M

  • Total Debt/Equity (mrq)

    24.55%

  • Levered Free Cash Flow (ttm)

    -559.65k

Company Insights

Research Reports

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