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The smart way to invest in gold right now as the dollar slips

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Gold prices have been recovering as U.S. Treasury bond yields have risen and the dollar's value has pulled back, since the end of June.
Gold prices have been recovering as U.S. Treasury bond yields have risen and the dollar's value has pulled back, since the end of June. - MarketWatch photo illustration/iStockphoto

With the yen sliding early this week after Japan's central bank kept its policy for the country's overnight borrowing interest rate at 1%, it wasn't a surprise to see that Japan's government started buying yen to prop up the currency's value. But you might have been surprised when the U.S. Treasury and the Federal Reserve participated in that intervention .

And it was the mechanics of the U.S. move that raised questions about the dollar's status as the international reserve currency, as Joseph Adinolfi explained.

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The U.S. Dollar Index DXY has declined 1.6% since the end of June. On Friday, front-month continuous contracts for gold GC00 on the New York Mercantile Exchange were trading for $4,402.60 an ounce, up 9% from the end of June but still down nearly 22% from an intraday high of $5,626.80 set in January.

This might be your best way to play a prolonged up cycle for gold prices .

More: Gold is still in its 'explosive phase,' says Deutsche Bank, as it sticks to year-end target

Related: There are good reasons why higher bond yields are here to stay, this strategist says

How to prep a house for sale

Any homeowner faces the challenge of continual renovation. But how much is too much? A lot depends on how long you plan to continue living there.

Aarthi Swaminathan listed four types of home renovations and how their costs could be lowered, while providing a guide on how to put your dollars to best use while preparing a house for sale .

More from Aarthi Swaminathan: Is it a bad time to buy a home? Buyers say yes.

What is going on with the U.S. labor market?

The U.S. job market is going through a confusing period. The July unemployment rate was down slightly to 4.1%, even as full-time payrolls declined by 23,000 .

Weekly unemployment claims were at their lowest level since 1969. Then again, the U.S. labor participation rate has been declining. And your own conversations with colleagues, friends and family might underscore a difficult environment for people looking for work.

Jeffry Bartash took a deeper look at the positive and negative aspects of the U.S. labor market and employment opportunities .

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Signs that AI is paying off for technology companies
Microsoft's stock has risen 35% since the end of June.
Microsoft's stock has risen 35% since the end of June. - AFP via Getty Images

Microsoft's stock MSFT fell 23% during the first half of 2026. But the stock has risen 35% since the end of June. Britney Nguyen explained how changing perceptions about Microsoft's spending on AI development have pushed up its share price .

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A 9% dividend yield while you take less risk in the stock market

If you are worried that a stock market at a record high might be headed for a decline, it might be time to rethink your investment strategy. Over the past 20 years, the S&P 500 has had an average annual return of 11.5%, according to FactSet, despite many sharp stock-market downturns.

But if you no longer want to face that type of decline cycle, or if you are considering shifting your investment portfolio to focus on income rather than long-term growth, exchange-traded funds that use covered-call strategies to provide monthly income might fit the bill. Here is one example with a distribution yield of 9% that takes a lower-risk approach to the stock market .

How to trade options around companies' quarterly earnings reports

In his weekly column, Lawrence McMillan shares specific options-trading strategies. This week he looked ahead to next week's earnings reports from four companies, including Cisco Systems CSCO, which reports on Tuesday, to outline specific trades to take advantage of quarterly patterns he has observed around quarterly earnings announcements .

More: How S&P 500 options action may help explain the rising volatility in memory stocks

An interview with Kevin O'Leary, who shares his AI investment strategy
Kevin O'Leary, known as Mr. Wonderful on
Kevin O'Leary, known as Mr. Wonderful on "Shark Tank," talked with MarketWatch about his strategies for the AI build-out, cryptocurrencies and new questions he asks entrepreneurs. - Getty Images

Michael Sincere spoke with Kevin O'Leary, who believes the increase in productivity as artificial intelligence is deployed will create job opportunities rather than taking them away. He shared his strategy for investing in the AI build-out , which enables him to avoid guessing "who wins and who loses on the software side."

Take a look at your target-fate fund

If you contribute to an employer-sponsored retirement account, such as a 401(k) or 403(b), your default investment choice is likely to be a target-date fund. This is a mutual fund designed to be more aggressively managed for workers at early stages of their careers and to shift toward bonds as part of a more conservative allocation for people nearing retirement age.

Jessica Hall looked into a potential problem for some target-date funds — they might not be managed to cover your full life expectancy. Here's what you can do to avoid that potential problem with your target-date fund .

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The Moneyist and the car accident
Quentin Fottrell is the Moneyist.
Quentin Fottrell is the Moneyist. - MarketWatch illustration

This week Quentin Fottrell — the Moneyist — helped a MarketWatch reader who had been in a car accident. The the other driver was at fault and was properly insured. The reader and his wife both needed medical treatment following the accident. This is where it gets complicated: Who pays for what? The couple are covered by Medicare and are waiting to see how much of their medical costs will be covered by the other driver's insurance. Here is Fottrell's advice on how the couple should proceed .

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