For the quarter ended June 2026, Unum (UNM) reported revenue of $3.38 billion, down 0.1% over the same period last year. EPS came in at $2.16, compared to $2.07 in the year-ago quarter.

The reported revenue represents a surprise of +14.26% over the Zacks Consensus Estimate of $2.95 billion. With the consensus EPS estimate being $2.14, the EPS surprise was +0.94%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Unum performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Other Expense Ratio - Unum US Group Life and Accidental Death & Dismemberment: 12.6% compared to the 12.4% average estimate based on three analysts.

• Other Expense Ratio - Colonial Life Segment: 20% versus 20.1% estimated by three analysts on average.

• Benefit Ratio - Colonial Life Segment: 46.7% versus the three-analyst average estimate of 49%.

• Other Expense Ratio - Unum US Supplemental and Voluntary: 21.1% versus the three-analyst average estimate of 22.4%.

• Revenue- Premium Income: $2.82 billion versus the four-analyst average estimate of $2.62 billion. The reported number represents a year-over-year change of +2.5%.

• Revenue- Net investment income: $478.4 million compared to the $268.51 million average estimate based on four analysts. The reported number represents a change of -14.7% year over year.

• Revenue- Other income: $79 million versus $66.4 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +12.2% change.

• Adjusted Operating Revenue- Unum US Group Disability- Total: $962.1 million versus the three-analyst average estimate of $951.59 million. The reported number represents a year-over-year change of +3.7%.

• Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Total Premium Income: $553.5 million versus the three-analyst average estimate of $543.77 million. The reported number represents a year-over-year change of +6.6%.

• Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Net Investment Income: $23.3 million compared to the $23.36 million average estimate based on three analysts. The reported number represents a change of +10.4% year over year.

• Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Other Income: $0.3 million versus $0.57 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -25% change.

• Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Total: $577.1 million compared to the $567.69 million average estimate based on three analysts. The reported number represents a change of +6.7% year over year.