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Cholamandalam Investment and Finance Company Limited (CHOLAFIN.BO)

1,785.90 +25.90 (+1.47%)
At close: 3:30:04 PM GMT+5:30
Chart Range Bar
Loading chart for CHOLAFIN.BO
  • Previous Close 1,760.00
  • Open 1,750.00
  • Bid 1,782.10 x --
  • Ask 1,786.35 x --
  • Day's Range 1,722.65 - 1,785.90
  • 52 Week Range 1,299.80 - 1,952.00
  • Volume 199,524
  • Avg. Volume 176,575
  • Market Cap (intraday) 1.532T
  • Beta (5Y Monthly) 0.46
  • PE Ratio (TTM) 24.47
  • EPS (TTM) 72.98
  • Earnings Date (est.) Jan 29, 2027
  • Forward Dividend & Yield 2.00 (0.11%)
  • Ex-Dividend Date Jul 21, 2026
  • 1y Target Est 1,935.53

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicle, two- and three- wheelers, and tractors and farm equipment, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professionals, and proprietorship, partnership, and private limited companies. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer platform services under the Gaadi Bazaar brand, which integrates vehicle trading, auctions, and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is based in Chennai, India.

www.cholamandalam.com

51,320

Full Time Employees

March 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 11/6/2026, which may include dividends or other distributions. Benchmark is S&P BSE SENSEX (^BSESN) .

YTD Return

CHOLAFIN.BO
5.03%
S&P BSE SENSEX (^BSESN)
4.92%

1-Year Return

CHOLAFIN.BO
6.60%
S&P BSE SENSEX (^BSESN)
2.74%

3-Year Return

CHOLAFIN.BO
55.59%
S&P BSE SENSEX (^BSESN)
24.74%

5-Year Return

CHOLAFIN.BO
193.11%
S&P BSE SENSEX (^BSESN)
34.89%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY27
Revenue 50.37B
Earnings 16.3B
Profit Margin 32.36%

Q3

FY26

Q4

FY26

Q1

FY27

Q2

FY27

0
10B
20B
30B
40B
50B
30.0%
31.0%
32.0%
33.0%
34.0%

Analyst Insights

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Analyst Price Targets

1,645.00 Low
1,935.53 Average
1,785.90 Current
2,150.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    41.02%

  • Return on Assets (ttm)

    2.56%

  • Return on Equity (ttm)

    20.58%

  • Revenue (ttm)

    151.68B

  • Net Income Avi to Common (ttm)

    62.22B

  • Diluted EPS (ttm)

    72.98

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    156.63B

  • Total Debt/Equity (mrq)

    671.80%

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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