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First Financial Bancorp. (FFBC)

32.67 +0.13 (+0.40%)
At close: October 28 at 4:00:01 PM EDT
32.67 0.00 (0.00%)
After hours: October 28 at 4:01:01 PM EDT
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FFBC Q3 2026 earnings call
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Chart Range Bar
Loading chart for FFBC
  • Previous Close 32.54
  • Open 32.54
  • Bid 23.30 x 200
  • Ask 32.65 x 100
  • Day's Range 32.31 - 32.97
  • 52 Week Range 23.06 - 36.25
  • Volume 1,425,103
  • Avg. Volume 812,800
  • Market Cap (intraday) 3.436B
  • Beta (5Y Monthly) 0.95
  • PE Ratio (TTM) 11.46
  • EPS (TTM) 2.85
  • Earnings Date Oct 27, 2026
  • Forward Dividend & Yield 1.01 (3.10%)
  • 1y Target Est 38.00
  • Zacks Rating Bullish

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

www.bankatfirst.com

2,371

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Performance Overview

Trailing total returns as of 10/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

FFBC
33.90%
S&P 500 (^GSPC)
13.13%

1-Year Return

FFBC
40.71%
S&P 500 (^GSPC)
12.38%

3-Year Return

FFBC
101.32%
S&P 500 (^GSPC)
88.08%

5-Year Return

FFBC
65.95%
S&P 500 (^GSPC)
68.48%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 275.03M
Earnings 81.18M
Profit Margin 29.52%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
200M
250M
27.0%
28.0%
29.0%

Analyst Insights

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Analyst Price Targets

36.00
38.00 Average
32.67 Current
40.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 9/25/2026
Analyst Truist Securities
Rating Action Upgrade
Rating Buy
Price Action Raises
Price Target 35 -> 37

Statistics

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Valuation Measures

Annual
As of 10/27/2026
  • Market Cap

    3.44B

  • Enterprise Value

    --

  • Trailing P/E

    11.50

  • Forward P/E

    9.30

  • PEG Ratio (current)

    1.43

  • Price/Sales (ttm)

    3.29

  • Price/Book (mrq)

    1.14

  • Enterprise Value/Revenue

    --

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    29.93%

  • Return on Assets (ttm)

    1.39%

  • Return on Equity (ttm)

    10.29%

  • Revenue (ttm)

    952.89M

  • Net Income Avi to Common (ttm)

    285.22M

  • Diluted EPS (ttm)

    2.85

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    1.34B

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

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Company Insights

Fair Value

32.67 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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  • Raising target price to $34.00

    FIRST FINANCIAL BANCORP has an Investment Rating of HOLD; a target price of $34.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

  • What does Argus have to say about FFBC?

    FIRST FINANCIAL BANCORP has an Investment Rating of HOLD; a target price of $33.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

  • What does Argus have to say about FFBC?

    FIRST FINANCIAL BANCORP has an Investment Rating of HOLD; a target price of $33.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

  • What does Argus have to say about FFBC?

    FIRST FINANCIAL BANCORP has an Investment Rating of HOLD; a target price of $33.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Medium.

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