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Fair Isaac Corporation (FICO)

711.23 +2.05 (+0.29%)
At close: 4:00:03 PM EDT
711.23 0.00 (0.00%)
After hours: 5:43:10 PM EDT
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What's happening with FICO?

8m ago
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Fair Isaac is navigating a major reset in mortgage-scoring economics after regulators opened the market to VantageScore. Recent lender enrollments support continued FICO usage, while the company’s software platform growth and 52.1% operating marginprovide offsets to potential mortgage pricing pressure.

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  • Previous Close 709.18
  • Open 705.79
  • Bid 710.00 x 2000
  • Ask 715.00 x 3000
  • Day's Range 693.00 - 716.00
  • 52 Week Range 586.05 - 1,858.91
  • Volume 686,903
  • Avg. Volume 735,417
  • Market Cap (intraday) 15.361B
  • Beta (5Y Monthly) 1.34
  • PE Ratio (TTM) 20.59
  • EPS (TTM) 34.54
  • Earnings Date Nov 4, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 936.52
  • Morningstar Rating Rating available with Stock Picks access

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

www.fico.com

3,876

Full Time Employees

September 30

Fiscal Year Ends

Technology

Sector

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

FICO
57.93%
S&P 500 (^GSPC)
10.73%

1-Year Return

FICO
55.14%
S&P 500 (^GSPC)
11.11%

3-Year Return

FICO
16.45%
S&P 500 (^GSPC)
81.91%

5-Year Return

FICO
78.61%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 674.19M
Earnings 237.17M
Profit Margin 35.18%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
200M
400M
600M
32.0%
34.0%
36.0%
38.0%

Analyst Insights

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Analyst Price Targets

490.00 Low
936.52 Average
711.23 Current
1,675.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/26/2026
Analyst UBS
Rating Action Maintains
Rating Neutral
Price Action Lowers
Price Target 1100 -> 942

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    34.05%

  • Return on Assets (ttm)

    39.98%

  • Return on Equity (ttm)

    --

  • Revenue (ttm)

    2.39B

  • Net Income Avi to Common (ttm)

    815.02M

  • Diluted EPS (ttm)

    34.54

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    248.44M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    774.41M

Company Insights

Research Reports

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