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Fair Isaac Corporation (FICO)

932.26 -186.67 (-16.68%)
At close: September 4 at 4:01:03 PM EDT
934.99 +2.73 (+0.29%)
After hours: September 4 at 7:59:47 PM EDT
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What's happening with FICO?

1h ago
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Fair Isaac Corporation (FICO) has faced significant stock declines, dropping 19.2%recently after the Federal Housing Finance Agency (FHFA) allowed lenders to use VantageScore, increasing competition in the mortgage scoring market. Analysts are reevaluating FICO's future earnings potential amidst these developments.

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  • Previous Close 1,118.93
  • Open 934.39
  • Bid 934.00 x 4000
  • Ask 936.33 x 3000
  • Day's Range 885.00 - 954.08
  • 52 Week Range 870.01 - 1,998.01
  • Volume 1,429,604
  • Avg. Volume 307,938
  • Market Cap (intraday) 20.135B
  • Beta (5Y Monthly) 1.32
  • PE Ratio (TTM) 27.03
  • EPS (TTM) 34.49
  • Earnings Date (est.) Nov 4, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date Mar 1, 2017
  • 1y Target Est 1,463.84

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

www.fico.com

3,876

Full Time Employees

September 30

Fiscal Year Ends

Technology

Sector

Recent News

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Performance Overview

Trailing total returns as of 9/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

FICO
44.86%
S&P 500 (^GSPC)
12.75%

1-Year Return

FICO
38.62%
S&P 500 (^GSPC)
18.71%

3-Year Return

FICO
3.98%
S&P 500 (^GSPC)
70.93%

5-Year Return

FICO
99.53%
S&P 500 (^GSPC)
70.18%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 674.19M
Earnings 237.17M
Profit Margin 35.18%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
200M
400M
600M
32.0%
34.0%
36.0%
38.0%

Analyst Insights

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Analyst Price Targets

696.00 Low
1,463.84 Average
932.26 Current
1,750.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/12/2026
Analyst UBS
Rating Action Maintains
Rating Neutral
Price Action Lowers
Price Target 1200 -> 1130

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (5yr expected)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    34.05%

  • Return on Assets (ttm)

    39.98%

  • Return on Equity (ttm)

    --

  • Revenue (ttm)

    2.39B

  • Net Income Avi to Common (ttm)

    815.02M

  • Diluted EPS (ttm)

    34.49

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    248.44M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    774.41M

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