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Jefferson Capital, Inc. (JCAP)

20.25 +0.42 (+2.12%)
At close: November 9 at 4:00:01 PM EST
20.25 0.00 (0.00%)
After hours: November 9 at 4:01:21 PM EST
Trade JCAP on Coinbase
JCAP Q3 2026 earnings call
November 12, 2026 at 5 PM EST
Chart Range Bar
Loading chart for JCAP
  • Previous Close 19.83
  • Open 20.19
  • Bid 14.10 x 200
  • Ask 25.65 x 200
  • Day's Range 19.52 - 20.54
  • 52 Week Range 15.50 - 24.44
  • Volume 276,299
  • Avg. Volume 284,179
  • Market Cap (intraday) 1.163B
  • Beta (5Y Monthly) --
  • PE Ratio (TTM) 22.25
  • EPS (TTM) 0.91
  • Earnings Date Nov 12, 2026
  • Forward Dividend & Yield 0.96 (4.73%)
  • 1y Target Est 28.20
  • Motley Fool Rating Bullish

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.

www.jcap.com

1,120

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 11/9/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

JCAP
5.92%
S&P 500 (^GSPC)
10.29%

1-Year Return

JCAP
9.29%
S&P 500 (^GSPC)
12.20%

3-Year Return

JCAP
6.58%
S&P 500 (^GSPC)
73.67%

5-Year Return

JCAP
6.58%
S&P 500 (^GSPC)
61.14%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q1 FY26
Revenue 176.44M
Earnings 37.63M
Profit Margin 21.33%

Q2

FY25

Q3

FY25

Q4

FY25

Q1

FY26

0
50M
100M
150M
22.0%
24.0%
26.0%
28.0%
30.0%

Analyst Insights

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Analyst Price Targets

24.00
28.20 Average
20.25 Current
30.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/14/2026
Analyst Raymond James
Rating Action Maintains
Rating Outperform
Price Action Raises
Price Target 21 -> 24

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    24.12%

  • Return on Assets (ttm)

    12.52%

  • Return on Equity (ttm)

    34.95%

  • Revenue (ttm)

    642.72M

  • Net Income Avi to Common (ttm)

    128.47M

  • Diluted EPS (ttm)

    0.91

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    20.41M

  • Total Debt/Equity (mrq)

    296.01%

  • Levered Free Cash Flow (ttm)

    -127.63M

Company Insights

Research Reports

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