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PayPal Holdings, Inc. (PYPL)

56.55 +0.46 (+0.82%)
At close: October 28 at 4:00:00 PM EDT
56.13 -0.42 (-0.74%)
Overnight: 1:19:33 AM EDT
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PYPL Q3 2026 earnings call
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What's happening with PYPL?

21m ago
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PayPal’s third-quarter results showed stronger profitability and cash generation, but revenue growth remained modest. Management raised 2026 earnings and free-cash-flow targets while expanding Venmo, financial services, and cost reductions; branded checkout remains the central turnaround challenge.

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  • Previous Close 56.09
  • Open 55.40
  • Bid 53.57 x 100
  • Ask 58.00 x 100
  • Day's Range 55.36 - 56.69
  • 52 Week Range 38.46 - 72.73
  • Volume 11,065,132
  • Avg. Volume 11,824,592
  • Market Cap (intraday) 47.332B
  • Beta (5Y Monthly) --
  • PE Ratio (TTM) 10.71
  • EPS (TTM) 5.28
  • Earnings Date Oct 27, 2026
  • Forward Dividend & Yield 0.56 (1.02%)
  • 1y Target Est 57.19
  • Morningstar Rating Rating available with Stock Picks access

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

www.paypal.com

23,800

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

PYPL
2.28%
S&P 500 (^GSPC)
13.13%

1-Year Return

PYPL
21.69%
S&P 500 (^GSPC)
12.38%

3-Year Return

PYPL
13.48%
S&P 500 (^GSPC)
88.08%

5-Year Return

PYPL
75.86%
S&P 500 (^GSPC)
68.48%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 8.58B
Earnings 1.07B
Profit Margin 12.50%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
2B
4B
6B
8B
13.0%
14.0%
15.0%
16.0%

Analyst Insights

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Analyst Price Targets

36.00 Low
57.19 Average
56.55 Current
80.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/28/2026
Analyst UBS
Rating Action Maintains
Rating Neutral
Price Action Lowers
Price Target 61 -> 60

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    13.78%

  • Return on Assets (ttm)

    4.62%

  • Return on Equity (ttm)

    23.83%

  • Revenue (ttm)

    34.29B

  • Net Income Avi to Common (ttm)

    4.73B

  • Diluted EPS (ttm)

    5.28

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    10.28B

  • Total Debt/Equity (mrq)

    69.15%

  • Levered Free Cash Flow (ttm)

    4.6B

Company Insights

Research Reports

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