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Regional Management Corp. (RM)

33.65 +0.76 (+2.31%)
At close: October 28 at 4:00:03 PM EDT
34.63 +0.98 (+2.91%)
After hours: October 28 at 5:22:19 PM EDT
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RM Q3 2026 earnings call
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Chart Range Bar
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  • Previous Close 32.89
  • Open 33.08
  • Bid --
  • Ask --
  • Day's Range 32.62 - 33.90
  • 52 Week Range 29.89 - 44.30
  • Volume 72,666
  • Avg. Volume 93,687
  • Market Cap (intraday) 310.448M
  • Beta (5Y Monthly) 1.01
  • PE Ratio (TTM) 7.25
  • EPS (TTM) 4.64
  • Earnings Date Oct 28, 2026
  • Forward Dividend & Yield 1.20 (3.69%)
  • 1y Target Est 43.83
  • Motley Fool Rating Bullish

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

www.regionalmanagement.com

2,112

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

RM
10.84%
S&P 500 (^GSPC)
13.13%

1-Year Return

RM
12.73%
S&P 500 (^GSPC)
12.38%

3-Year Return

RM
58.62%
S&P 500 (^GSPC)
88.08%

5-Year Return

RM
20.27%
S&P 500 (^GSPC)
68.48%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 178.78M
Earnings 15.11M
Profit Margin 8.45%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
5.0%
6.0%
7.0%
8.0%

Analyst Insights

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Analyst Price Targets

38.50
43.83 Average
33.65 Current
50.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/30/2026
Analyst Citizens
Rating Action Maintains
Rating Market Outperform
Price Action Lowers
Price Target 45 -> 43

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    7.23%

  • Return on Assets (ttm)

    4.61%

  • Return on Equity (ttm)

    12.63%

  • Revenue (ttm)

    647.84M

  • Net Income Avi to Common (ttm)

    46.82M

  • Diluted EPS (ttm)

    4.64

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    6.8M

  • Total Debt/Equity (mrq)

    453.98%

  • Levered Free Cash Flow (ttm)

    -136.66M

Company Insights

Research Reports

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