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SmartFinancial, Inc. (SMBK)

48.54 -0.27 (-0.55%)
At close: October 28 at 4:00:03 PM EDT
48.54 0.00 (0.00%)
After hours: October 28 at 4:01:11 PM EDT
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Chart Range Bar
Loading chart for SMBK
  • Previous Close 48.81
  • Open 48.89
  • Bid --
  • Ask --
  • Day's Range 48.04 - 49.24
  • 52 Week Range 34.23 - 54.14
  • Volume 126,730
  • Avg. Volume 119,769
  • Market Cap (intraday) 829.96M
  • Beta (5Y Monthly) 0.71
  • PE Ratio (TTM) 13.23
  • EPS (TTM) 3.67
  • Earnings Date (est.) Jan 19, 2027
  • Forward Dividend & Yield 0.34 (0.70%)
  • 1y Target Est 52.38
  • Motley Fool Rating Bullish

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.

www.smartbank.com

581

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

SMBK
31.99%
S&P 500 (^GSPC)
13.13%

1-Year Return

SMBK
38.35%
S&P 500 (^GSPC)
12.38%

3-Year Return

SMBK
146.74%
S&P 500 (^GSPC)
88.08%

5-Year Return

SMBK
97.05%
S&P 500 (^GSPC)
68.48%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 57.84M
Earnings 18.63M
Profit Margin 32.20%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
20M
40M
26.0%
28.0%
30.0%
32.0%

Analyst Insights

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Analyst Price Targets

47.00
52.38 Average
48.54 Current
58.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/21/2026
Analyst Keefe, Bruyette & Woods
Rating Action Maintains
Rating Market Perform
Price Action Raises
Price Target 51 -> 52

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    29.66%

  • Return on Assets (ttm)

    1.03%

  • Return on Equity (ttm)

    11.13%

  • Revenue (ttm)

    210.19M

  • Net Income Avi to Common (ttm)

    62.33M

  • Diluted EPS (ttm)

    3.67

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    364.88M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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