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United Bankshares, Inc. (UBSI)

47.18 +0.04 (+0.08%)
At close: October 21 at 4:00:00 PM EDT
46.71 -0.47 (-1.00%)
Pre-Market: 7:52:01 AM EDT
Trade UBSI on Coinbase
Chart Range Bar
Loading chart for UBSI
  • Previous Close 47.14
  • Open 47.14
  • Bid 33.91 x 100
  • Ask 60.14 x 100
  • Day's Range 46.83 - 47.45
  • 52 Week Range 34.68 - 49.62
  • Volume 881,914
  • Avg. Volume 952,950
  • Market Cap (intraday) 6.427B
  • Beta (5Y Monthly) 0.74
  • PE Ratio (TTM) 12.86
  • EPS (TTM) 3.67
  • Earnings Date Oct 22, 2026
  • Forward Dividend & Yield 1.52 (3.22%)
  • 1y Target Est 50.33
  • Zacks Rating Bullish

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

www.ubsi-inc.com

2,740

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Performance Overview

Trailing total returns as of 10/21/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

UBSI
26.13%
S&P 500 (^GSPC)
13.32%

1-Year Return

UBSI
37.96%
S&P 500 (^GSPC)
15.17%

3-Year Return

UBSI
102.73%
S&P 500 (^GSPC)
83.64%

5-Year Return

UBSI
56.49%
S&P 500 (^GSPC)
70.50%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 324.61M
Earnings 131.38M
Profit Margin 40.47%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
100M
200M
300M
39.5%
40.0%

Analyst Insights

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Analyst Price Targets

48.00
50.33 Average
47.18 Current
52.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/27/2026
Analyst Keefe, Bruyette & Woods
Rating Action Maintains
Rating Market Perform
Price Action Raises
Price Target 46 -> 48

Statistics

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Valuation Measures

Annual
As of 9/22/2026
  • Market Cap

    6.34B

  • Enterprise Value

    --

  • Trailing P/E

    12.68

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    5.10

  • Price/Book (mrq)

    1.15

  • Enterprise Value/Revenue

    5.44

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    41.20%

  • Return on Assets (ttm)

    1.55%

  • Return on Equity (ttm)

    9.47%

  • Revenue (ttm)

    1.25B

  • Net Income Avi to Common (ttm)

    514.23M

  • Diluted EPS (ttm)

    3.67

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    2.08B

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Compare

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Company Insights

Fair Value

47.18 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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  • Raising target price to $52.00

    United Bankshares Inc/ has an Investment Rating of BUY; a target price of $52.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of High.

  • Lowering target price to $50.00

    United Bankshares Inc/ has an Investment Rating of BUY; a target price of $50.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of High.

  • What does Argus have to say about UBSI?

    United Bankshares Inc/ has an Investment Rating of BUY; a target price of $51.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of High.

  • What does Argus have to say about UBSI?

    United Bankshares Inc/ has an Investment Rating of BUY; a target price of $51.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of High.

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