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Cincinnati Financial Corporation (CINF)

181.19 -0.68 (-0.37%)
At close: 4:00:00 PM EDT
181.19 0.00 (0.00%)
After hours: 4:00:16 PM EDT
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What's happening with CINF?

2m ago
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Cincinnati Financial’s third-quarter results showed a strong earnings beat, supported by higher premiums, investment income, and favorable reserve development. Catastrophe losses weakened underwriting profitability, while valuation models and analyst views remain divided. CINF was down 0.37% in the current regular session on October 30, 2026.

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  • Previous Close 181.87
  • Open 185.00
  • Bid 169.16 x 200
  • Ask 196.68 x 200
  • Day's Range 180.77 - 185.16
  • 52 Week Range 151.99 - 194.81
  • Volume 1,107,461
  • Avg. Volume 596,564
  • Market Cap (intraday) 27.815B
  • Beta (5Y Monthly) 0.53
  • PE Ratio (TTM) 10.63
  • EPS (TTM) 17.04
  • Earnings Date Oct 26, 2026
  • Forward Dividend & Yield 3.76 (2.07%)
  • 1y Target Est 186.67
  • Zacks Rating Bullish

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

www.cinfin.com

5,705

Full Time Employees

December 31

Fiscal Year Ends

Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CINF
12.85%
S&P 500 (^GSPC)
10.73%

1-Year Return

CINF
20.02%
S&P 500 (^GSPC)
11.11%

3-Year Return

CINF
94.27%
S&P 500 (^GSPC)
81.91%

5-Year Return

CINF
68.94%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 3.05B
Earnings 459M
Profit Margin 15.06%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
1B
2B
3B
4B
10.0%
15.0%
20.0%
25.0%

Analyst Insights

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Top Analyst

B of A Securities
68/100
Latest Rating
Neutral

Analyst Price Targets

171.00 Low
186.67 Average
181.19 Current
200.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/12/2026
Analyst Keefe, Bruyette & Woods
Rating Action Maintains
Rating Market Perform
Price Action Lowers
Price Target 190 -> 171

Statistics

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Valuation Measures

Annual
As of 10/29/2026
  • Market Cap

    27.92B

  • Enterprise Value

    27.56B

  • Trailing P/E

    10.67

  • Forward P/E

    19.29

  • PEG Ratio (current)

    5.70

  • Price/Sales (ttm)

    2.14

  • Price/Book (mrq)

    1.73

  • Enterprise Value/Revenue

    2.08

  • Enterprise Value/EBITDA

    7.86

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    20.07%

  • Return on Assets (ttm)

    5.03%

  • Return on Equity (ttm)

    16.87%

  • Revenue (ttm)

    13.27B

  • Net Income Avi to Common (ttm)

    2.66B

  • Diluted EPS (ttm)

    17.04

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    1.38B

  • Total Debt/Equity (mrq)

    5.41%

  • Levered Free Cash Flow (ttm)

    2.41B

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Company Insights

Fair Value

181.19 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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  • Raising target price to $200.00

    CINCINNATI FINANCIAL CORP has an Investment Rating of BUY; a target price of $200.000000; an Industry Subrating of High; a Management Subrating of High; a Safety Subrating of High; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of High.

  • Raising target price to $189.00

    CINCINNATI FINANCIAL CORP has an Investment Rating of BUY; a target price of $189.000000; an Industry Subrating of High; a Management Subrating of High; a Safety Subrating of High; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of High.

  • Raising target price to $182.00

    CINCINNATI FINANCIAL CORP has an Investment Rating of BUY; a target price of $182.000000; an Industry Subrating of High; a Management Subrating of High; a Safety Subrating of High; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of High.

  • Raising target price to $179.00

    CINCINNATI FINANCIAL CORP has an Investment Rating of BUY; a target price of $179.000000; an Industry Subrating of High; a Management Subrating of High; a Safety Subrating of High; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of High.

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