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OppFi Inc. (OPFI)

5.62 -0.24 (-4.10%)
At close: October 30 at 4:00:03 PM EDT
5.50 -0.12 (-2.14%)
After hours: October 30 at 7:29:55 PM EDT
Trade OppFi on Coinbase
Chart Range Bar
Loading chart for OPFI
  • Previous Close 5.86
  • Open 5.81
  • Bid 5.50 x 80000
  • Ask 5.62 x 130000
  • Day's Range 5.61 - 5.80
  • 52 Week Range 5.36 - 11.69
  • Volume 959,553
  • Avg. Volume 931,201
  • Market Cap (intraday) 478.87M
  • Beta (5Y Monthly) 1.80
  • PE Ratio (TTM) 2.63
  • EPS (TTM) 2.14
  • Earnings Date Oct 28, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 11.53
  • Motley Fool Rating Bullish

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

www.oppfi.com

410

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

OPFI
46.27%
S&P 500 (^GSPC)
10.73%

1-Year Return

OPFI
41.58%
S&P 500 (^GSPC)
11.11%

3-Year Return

OPFI
168.72%
S&P 500 (^GSPC)
81.91%

5-Year Return

OPFI
5.53%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 149.23M
Earnings 34.48M
Profit Margin 23.10%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
15.0%
20.0%
25.0%
30.0%
35.0%

Analyst Insights

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Analyst Price Targets

7.50
11.53 Average
5.62 Current
16.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/26/2026
Analyst Citizens
Rating Action Reiterates
Rating Market Outperform
Price Action Maintains
Price Target 11 -> 11

Statistics

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Valuation Measures

Annual
As of 10/30/2026
  • Market Cap

    478.87M

  • Enterprise Value

    701.40M

  • Trailing P/E

    2.63

  • Forward P/E

    2.75

  • PEG Ratio (current)

    0.01

  • Price/Sales (ttm)

    0.52

  • Price/Book (mrq)

    1.16

  • Enterprise Value/Revenue

    1.15

  • Enterprise Value/EBITDA

    3.36

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    29.82%

  • Return on Assets (ttm)

    18.24%

  • Return on Equity (ttm)

    39.57%

  • Revenue (ttm)

    317.1M

  • Net Income Avi to Common (ttm)

    94.57M

  • Diluted EPS (ttm)

    2.14

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    102.7M

  • Total Debt/Equity (mrq)

    78.87%

  • Levered Free Cash Flow (ttm)

    --

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Company Insights

Fair Value

5.62 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

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