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American Coastal Insurance Corporation (ACIC)

10.92 -0.01 (-0.09%)
At close: October 30 at 4:00:02 PM EDT
10.92 0.00 (0.00%)
After hours: October 30 at 4:33:23 PM EDT
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ACIC Q3 2026 earnings call
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Chart Range Bar
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  • Previous Close 10.93
  • Open 10.94
  • Bid 7.80 x 200
  • Ask 13.88 x 200
  • Day's Range 10.70 - 11.14
  • 52 Week Range 9.01 - 13.06
  • Volume 297,310
  • Avg. Volume 281,476
  • Market Cap (intraday) 516.183M
  • Beta (5Y Monthly) -0.52
  • PE Ratio (TTM) 5.43
  • EPS (TTM) 2.01
  • Earnings Date Oct 29, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est --
  • Motley Fool Rating Bullish

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

www.amcoastal.com

68

Full Time Employees

December 31

Fiscal Year Ends

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

ACIC
8.08%
S&P 500 (^GSPC)
10.73%

1-Year Return

ACIC
1.03%
S&P 500 (^GSPC)
11.11%

3-Year Return

ACIC
60.55%
S&P 500 (^GSPC)
81.91%

5-Year Return

ACIC
225.50%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 82.6M
Earnings 21.9M
Profit Margin 26.51%

Q2

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
20M
40M
60M
80M
27.0%
28.0%
29.0%
30.0%

Analyst Insights

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Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 1/12/2026
Analyst Oppenheimer
Rating Action Initiated
Rating Perform
Price Action --
Price Target --

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    30.31%

  • Return on Assets (ttm)

    6.90%

  • Return on Equity (ttm)

    31.65%

  • Revenue (ttm)

    330.59M

  • Net Income Avi to Common (ttm)

    100.2M

  • Diluted EPS (ttm)

    2.01

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    235.62M

  • Total Debt/Equity (mrq)

    44.76%

  • Levered Free Cash Flow (ttm)

    -50.29M

Company Insights

Research Reports

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