Breakdown
TTM
10/31/2025
10/31/2024
10/31/2023
10/31/2022
Total Revenue
39,387,000
37,097,000
33,615,000
31,694,000
31,509,000
Pretax Income
13,364,000
10,509,000
9,924,000
9,671,000
12,932,000
Tax Provision
3,274,000
2,751,000
2,032,000
2,221,000
2,758,000
Net Income Common Stockholders
9,505,000
7,261,000
7,286,000
6,919,000
9,656,000
Average Dilution Earnings
-54,000
-181,000
-49,000
-36,000
36,000
Diluted NI Available to Com Stockholders
9,451,000
7,080,000
7,237,000
6,883,000
9,692,000
Basic EPS
7.72
5.84
5.94
5.78
8.05
Diluted EPS
7.65
5.67
5.87
5.72
8.02
Basic Average Shares
1,232,000
1,244,000
1,226,000
1,197,000
1,199,000
Diluted Average Shares
1,234,500
1,248,000
1,232,000
1,204,000
1,208,000
Net Income from Continuing & Discontinued Operation
10,009,000
7,789,000
7,758,000
7,338,000
9,916,000
Normalized Income
10,683,227.03
9,142,165.29
8,398,171.30
7,661,400
10,371,673
Interest Income
54,668,000
57,602,000
61,659,000
56,824,000
33,558,000
Interest Expense
32,113,000
36,080,000
42,407,000
38,562,000
15,443,000
Net Interest Income
22,555,000
21,522,000
19,252,000
18,262,000
18,115,000
Reconciled Depreciation
1,596,000
1,604,000
1,760,000
1,820,000
1,531,000
Net Income from Continuing Operation Net Minority Interest
10,009,000
7,789,000
7,758,000
7,338,000
9,916,000
Total Unusual Items Excluding Goodwill
-893,000
-1,833,000
-805,000
-420,000
-579,000
Total Unusual Items
-893,000
-1,833,000
-805,000
-420,000
-579,000
Tax Rate for Calcs
0
0
0
0
0
Tax Effect of Unusual Items
-218,772.97
-479,834.71
-164,828.70
-96,600
-123,327
10/31/2022 - 6/7/2002
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