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Credit Acceptance Corporation (CACC)

604.72 +3.14 (+0.52%)
At close: September 4 at 4:00:00 PM EDT
604.72 0.00 (0.00%)
After hours: September 4 at 7:30:03 PM EDT
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Chart Range Bar
Loading chart for CACC
  • Previous Close 601.58
  • Open 600.67
  • Bid 574.72 x 100
  • Ask 605.19 x 100
  • Day's Range 598.35 - 611.02
  • 52 Week Range 401.90 - 668.86
  • Volume 59,532
  • Avg. Volume 154,698
  • Market Cap (intraday) 6.277B
  • Beta (5Y Monthly) 1.35
  • PE Ratio (TTM) 13.28
  • EPS (TTM) 45.54
  • Earnings Date (est.) Oct 29, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 636.67

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

www.creditacceptance.com

2,314

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 9/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CACC
36.36%
S&P 500 (^GSPC)
12.75%

1-Year Return

CACC
16.13%
S&P 500 (^GSPC)
18.71%

3-Year Return

CACC
21.27%
S&P 500 (^GSPC)
70.93%

5-Year Return

CACC
9.79%
S&P 500 (^GSPC)
70.18%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 582.2M
Earnings 135.9M
Profit Margin 23.34%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
200M
400M
19.0%
20.0%
21.0%
22.0%
23.0%

Analyst Insights

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Analyst Price Targets

600.00
636.67 Average
604.72 Current
660.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/5/2026
Analyst TD Cowen
Rating Action Maintains
Rating Hold
Price Action Raises
Price Target 575 -> 600

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (5yr expected)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    38.51%

  • Return on Assets (ttm)

    5.79%

  • Return on Equity (ttm)

    31.93%

  • Revenue (ttm)

    1.3B

  • Net Income Avi to Common (ttm)

    501.9M

  • Diluted EPS (ttm)

    45.54

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    1.4M

  • Total Debt/Equity (mrq)

    395.63%

  • Levered Free Cash Flow (ttm)

    --

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