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C&F Financial Corporation (CFFI)

109.70 -1.55 (-1.39%)
At close: October 30 at 4:00:01 PM EDT
Trade CFFI on Coinbase
Chart Range Bar
Loading chart for CFFI
  • Previous Close 111.25
  • Open 111.25
  • Bid 107.00 x 200
  • Ask 109.25 x 300
  • Day's Range 107.51 - 111.25
  • 52 Week Range 66.48 - 112.33
  • Volume 77,206
  • Avg. Volume 64,970
  • Market Cap (intraday) 356.648M
  • Beta (5Y Monthly) 0.34
  • PE Ratio (TTM) 11.76
  • EPS (TTM) 9.33
  • Earnings Date (est.) Jan 26, 2027
  • Forward Dividend & Yield 1.92 (1.73%)
  • 1y Target Est 124.00
  • Zacks Rating Neutral

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, such as checking and savings deposit accounts; and business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, peer-to-peer payment capabilities, debit cards, safe deposit box rentals, notary public, electronic transfer, and other customary bank services, as well as wealth management services; and engages in owning equity interests in an independent insurance agency, and a full-service title and settlement agency. The Mortgage Banking segment offers various residential mortgage loans, which are originated for sale to investors in the secondary mortgage market; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration. This segment also provides mortgage loan origination functions as a service to third party mortgage lenders and other community banks; and ancillary mortgage loan production services to third parties for residential appraisals. The Consumer Finance segment offers automobile financing through lending programs to serve customers in both the prime and non-prime markets. C&F Financial Corporation was founded in 1927 and is based in Toano, Virginia.

www.cffc.com

575

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CFFI
53.88%
S&P 500 (^GSPC)
10.73%

1-Year Return

CFFI
63.88%
S&P 500 (^GSPC)
11.11%

3-Year Return

CFFI
124.84%
S&P 500 (^GSPC)
81.91%

5-Year Return

CFFI
148.16%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 38.57M
Earnings 8.28M
Profit Margin 21.46%

Q4

FY11

Q1

FY12

Q2

FY26

Q3

FY26

0
10M
20M
30M
0.0%
5.0%
10.0%
15.0%
20.0%

Analyst Insights

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Analyst Price Targets

124.00
124.00 Average
109.70 Current
124.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/28/2026
Analyst DA Davidson
Rating Action Maintains
Rating Buy
Price Action Raises
Price Target 115 -> 124

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    21.84%

  • Return on Assets (ttm)

    1.10%

  • Return on Equity (ttm)

    11.62%

  • Revenue (ttm)

    138.67M

  • Net Income Avi to Common (ttm)

    30.29M

  • Diluted EPS (ttm)

    9.33

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    45.98M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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