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Chime Financial, Inc. (CHYM)

22.08 -0.16 (-0.72%)
At close: May 4 at 4:00:01 PM EDT
21.74 -0.34 (-1.54%)
Pre-Market: 4:15:47 AM EDT
Trade CHYM on Coinbase
CHYM Q1 2026 earnings call
May 6, 2026 at 5 PM EDT
Chart Range Bar
Loading chart for CHYM
  • Previous Close 22.24
  • Open 22.31
  • Bid 22.02 x 1300
  • Ask 22.50 x 2900
  • Day's Range 21.80 - 22.56
  • 52 Week Range 16.17 - 44.94
  • Volume 3,573,015
  • Avg. Volume 4,224,321
  • Market Cap (intraday) 8.481B
  • Beta (5Y Monthly) --
  • PE Ratio (TTM) --
  • EPS (TTM) -4.24
  • Earnings Date May 6, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 30.67

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

www.chime.com

1,519

Full Time Employees

December 31

Fiscal Year Ends

Technology

Sector

Performance Overview: CHYM

Trailing total returns as of 5/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CHYM
12.28%
S&P 500 (^GSPC)
5.19%

1-Year Return

CHYM
48.65%
S&P 500 (^GSPC)
26.63%

3-Year Return

CHYM
48.65%
S&P 500 (^GSPC)
77.31%

5-Year Return

CHYM
48.65%
S&P 500 (^GSPC)
72.90%

Earnings Trends: CHYM

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Earnings Per Share (GAAP)

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q4 FY25
Revenue 596.36M
Earnings --

Q2

FY25

Q3

FY25

Q4

FY25

0
200M
400M

Analyst Insights: CHYM

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Analyst Price Targets

24.00
30.67 Average
22.08 Current
40.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 4/22/2026
Analyst BMO Capital
Rating Action Initiated
Rating Outperform
Price Action Announces
Price Target 30

Statistics: CHYM

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Valuation Measures

Annual
As of 5/4/2026
  • Market Cap

    8.43B

  • Enterprise Value

    7.51B

  • Trailing P/E

    --

  • Forward P/E

    38.46

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    2.39

  • Price/Book (mrq)

    6.02

  • Enterprise Value/Revenue

    3.44

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    -46.18%

  • Return on Assets (ttm)

    -21.90%

  • Return on Equity (ttm)

    -85.54%

  • Revenue (ttm)

    2.19B

  • Net Income Avi to Common (ttm)

    -1.01B

  • Diluted EPS (ttm)

    -4.24

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    1.13B

  • Total Debt/Equity (mrq)

    9.61%

  • Levered Free Cash Flow (ttm)

    564.92M

Compare To: CHYM

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Company Insights: CHYM

Fair Value

22.08 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

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