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Encore Capital Group, Inc. (ECPG)

99.98 -2.38 (-2.33%)
At close: October 30 at 4:00:01 PM EDT
Trade ECPG on Coinbase
Chart Range Bar
Loading chart for ECPG
  • Previous Close 102.36
  • Open 101.88
  • Bid 71.72 x 200
  • Ask 127.28 x 200
  • Day's Range 98.54 - 101.94
  • 52 Week Range 40.52 - 105.98
  • Volume 200,440
  • Avg. Volume 309,536
  • Market Cap (intraday) 2.121B
  • Beta (5Y Monthly) 1.31
  • PE Ratio (TTM) 7.76
  • EPS (TTM) 12.89
  • Earnings Date Nov 4, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 117.00
  • Zacks Rating Bullish

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

www.encorecapital.com

7,350

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

ECPG
83.96%
S&P 500 (^GSPC)
10.73%

1-Year Return

ECPG
144.45%
S&P 500 (^GSPC)
11.11%

3-Year Return

ECPG
162.41%
S&P 500 (^GSPC)
81.91%

5-Year Return

ECPG
85.08%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 491.87M
Earnings 64M
Profit Margin 13.01%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
100M
200M
300M
400M
14.0%
15.0%
16.0%
17.0%
18.0%

Analyst Insights

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Analyst Price Targets

112.00
117.00 Average
99.98 Current
124.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/6/2026
Analyst Truist Securities
Rating Action Maintains
Rating Buy
Price Action Raises
Price Target 105 -> 112

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    15.86%

  • Return on Assets (ttm)

    8.34%

  • Return on Equity (ttm)

    30.54%

  • Revenue (ttm)

    1.9B

  • Net Income Avi to Common (ttm)

    301.56M

  • Diluted EPS (ttm)

    12.89

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    182.93M

  • Total Debt/Equity (mrq)

    388.06%

  • Levered Free Cash Flow (ttm)

    -157M

Company Insights

Research Reports

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