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Happen, Inc. (HAPN)

15.53 -0.51 (-3.18%)
At close: October 30 at 4:00:01 PM EDT
15.53 0.00 (0.00%)
After hours: October 30 at 4:28:08 PM EDT
Chart Range Bar
Loading chart for HAPN
  • Previous Close 16.04
  • Open 15.75
  • Bid 13.29 x 100
  • Ask 17.49 x 100
  • Day's Range 15.21 - 15.85
  • 52 Week Range 13.05 - 21.67
  • Volume 2,436,648
  • Avg. Volume 1,792,354
  • Market Cap (intraday) 1.789B
  • Beta (5Y Monthly) 1.89
  • PE Ratio (TTM) 8.68
  • EPS (TTM) 1.79
  • Earnings Date Oct 28, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 23.88
  • Zacks Rating Bullish

Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts, and certificates of deposit; consumer loan products, such as unsecured loans, fixed-rate and fixed-term consumer loans, major purchase finance, and auto refinance; personal loans for credit card refinancing and debt consolidation; financing for health and wellness; and balance transfer, credit card and debt consolidation, emergency, funeral, home improvement, moving, small, and wedding loans. It also provides commercial lending, including small business and SBA loans. In addition, the company operates a lending marketplace platform. It serves individual consumers and small businesses. The company was formerly known as LendingClub Corporation and changed its name to Happen, Inc. in June 2026. Happen, Inc. was incorporated in 2006 and is headquartered in San Francisco, California.

www.happen.com

1,075

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

HAPN
18.00%
S&P 500 (^GSPC)
10.73%

1-Year Return

HAPN
7.78%
S&P 500 (^GSPC)
11.11%

3-Year Return

HAPN
206.31%
S&P 500 (^GSPC)
81.91%

5-Year Return

HAPN
66.21%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 263.16M
Earnings 59.28M
Profit Margin 22.52%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
200M
250M
16.0%
18.0%
20.0%
22.0%

Analyst Insights

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Analyst Price Targets

20.00
23.88 Average
15.53 Current
29.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/29/2026
Analyst Piper Sandler
Rating Action Maintains
Rating Overweight
Price Action Lowers
Price Target 25 -> 20

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    15.02%

  • Return on Assets (ttm)

    1.87%

  • Return on Equity (ttm)

    13.79%

  • Revenue (ttm)

    1.4B

  • Net Income Avi to Common (ttm)

    210.58M

  • Diluted EPS (ttm)

    1.79

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    777.73M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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