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Oportun Financial Corporation (OPRT)

11.62 +0.31 (+2.74%)
At close: November 9 at 4:00:00 PM EST
11.62 0.00 (0.00%)
After hours: November 9 at 4:26:30 PM EST
Trade OPRT on Coinbase

Earnings Trends

Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 246.3M
Earnings 22.9M
Profit Margin 9.30%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
200M
2.0%
4.0%
6.0%
8.0%

Revenue Estimate

Currency in USD
Current Qtr. (Dec 2026)
Next Qtr. (Mar 2027)
Current Year (2026)
Next Year (2027)
No. of Analysts
4 5 4 5
Avg. Estimate
249.36M 244.62M 958.82M 1.01B
Low Estimate
247M 235.93M 956.78M 998.6M
High Estimate
251.51M 254.8M 960M 1.04B
Year Ago Sales
247.7M 228.8M 956.7M 958.82M
Sales Growth (year/est)
0.67% 6.91% 0.22% 5.70%

Earnings Estimate

GAAP
Normalized
Currency in USD
Current Qtr. (Dec 2026)
Next Qtr. (Mar 2027)
Current Year (2026)
Next Year (2027)
No. of Analysts
4 5 4 5
Avg. Estimate
0.52 0.43 1.66 2.09
Low Estimate
0.51 0.37 1.65 1.96
High Estimate
0.54 0.49 1.69 2.18
Year Ago EPS
0.27 0.21 1.36 1.66

Earnings History

GAAP
Normalized
Currency in USD
12/31/2025
3/31/2026
6/30/2026
9/30/2026
EPS Est.
0.25 0.17 0.33 0.45
EPS Actual
0.27 0.21 0.42 0.51
Difference
0.03 0.04 0.09 0.06
Surprise %
10.20% 26.84% 28.57% 13.84%

EPS Trend

GAAP
Normalized
Currency in USD
Current Qtr. (Dec 2026)
Next Qtr. (Mar 2027)
Current Year (2026)
Next Year (2027)
Current Estimate
0.52 0.43 1.66 2.09
7 Days Ago
0.5 0.38 1.59 1.95
30 Days Ago
0.5 0.38 1.6 1.95
60 Days Ago
0.49 0.4 1.59 1.98
90 Days Ago
0.49 0.4 1.59 1.98

EPS Revisions

GAAP
Normalized
Currency in USD
Current Qtr. (Dec 2026)
Next Qtr. (Mar 2027)
Current Year (2026)
Next Year (2027)
Up Last 7 Days
-- 4 3 5
Up Last 30 Days
1 5 4 5
Down Last 7 Days
5 -- 1 --
Down Last 30 Days
5 -- 1 --

Growth Estimates

Symbol Current Qtr. Next Qtr. Current Year Next Year
OPRT
93.52% 102.86% 22.24% 25.95%
S&P 500
28.96% 27.13% 33.26% 16.73%

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