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Oportun Financial Corporation (OPRT)

11.62 +0.31 (+2.74%)
At close: November 9 at 4:00:00 PM EST
11.62 0.00 (0.00%)
After hours: November 9 at 4:26:30 PM EST
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  • Previous Close 11.31
  • Open 11.68
  • Bid 8.39 x 200
  • Ask 14.46 x 200
  • Day's Range 11.19 - 11.83
  • 52 Week Range 4.03 - 13.34
  • Volume 657,498
  • Avg. Volume 619,260
  • Market Cap (intraday) 535.447M
  • Beta (5Y Monthly) 1.29
  • PE Ratio (TTM) 15.49
  • EPS (TTM) 0.75
  • Earnings Date Nov 3, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 13.50
  • Moby Rating Neutral

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.

oportun.com

2,405

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 11/9/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

OPRT
119.66%
S&P 500 (^GSPC)
10.29%

1-Year Return

OPRT
145.41%
S&P 500 (^GSPC)
12.20%

3-Year Return

OPRT
345.21%
S&P 500 (^GSPC)
73.67%

5-Year Return

OPRT
56.53%
S&P 500 (^GSPC)
61.14%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 246.3M
Earnings 22.9M
Profit Margin 9.30%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
200M
2.0%
4.0%
6.0%
8.0%

Analyst Insights

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Analyst Price Targets

11.00
13.50 Average
11.62 Current
16.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 11/4/2026
Analyst Stephens & Co.
Rating Action Maintains
Rating Overweight
Price Action Raises
Price Target 12 -> 14

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    4.85%

  • Return on Assets (ttm)

    1.16%

  • Return on Equity (ttm)

    9.11%

  • Revenue (ttm)

    767.03M

  • Net Income Avi to Common (ttm)

    37.22M

  • Diluted EPS (ttm)

    0.75

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    181.17M

  • Total Debt/Equity (mrq)

    626.31%

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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