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Oportun Financial Corporation (OPRT)

7.34 -0.03 (-0.34%)
As of 1:32:40 PM EDT. Market Open.
Trade OPRT on Coinbase
Chart Range Bar
Loading chart for OPRT
  • Previous Close 7.36
  • Open 7.39
  • Bid 5.31 x 200
  • Ask 9.35 x 200
  • Day's Range 7.25 - 7.45
  • 52 Week Range 4.03 - 8.30
  • Volume 112,194
  • Avg. Volume 481,757
  • Market Cap (intraday) 337.316M
  • Beta (5Y Monthly) 1.21
  • PE Ratio (TTM) 18.34
  • EPS (TTM) 0.40
  • Earnings Date (est.) Nov 3, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 9.60

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.

oportun.com

2,405

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Performance Overview

Trailing total returns as of 8/31/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

OPRT
38.66%
S&P 500 (^GSPC)
12.08%

1-Year Return

OPRT
10.97%
S&P 500 (^GSPC)
18.77%

3-Year Return

OPRT
4.79%
S&P 500 (^GSPC)
70.22%

5-Year Return

OPRT
70.95%
S&P 500 (^GSPC)
69.65%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 105.63M
Earnings 8.54M
Profit Margin 8.08%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
20M
40M
60M
80M
100M
3.0%
4.0%
5.0%
6.0%
7.0%
8.0%

Analyst Insights

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Analyst Price Targets

6.00 Low
9.60 Average
7.34 Current
13.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/6/2026
Analyst Stephens & Co.
Rating Action Maintains
Rating Overweight
Price Action Raises
Price Target 7 -> 8

Statistics

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Valuation Measures

Annual
As of 8/27/2026
  • Market Cap

    343.75M

  • Enterprise Value

    --

  • Trailing P/E

    18.69

  • Forward P/E

    6.61

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    0.92

  • Price/Book (mrq)

    0.84

  • Enterprise Value/Revenue

    7.59

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    2.62%

  • Return on Assets (ttm)

    0.62%

  • Return on Equity (ttm)

    4.98%

  • Revenue (ttm)

    743.95M

  • Net Income Avi to Common (ttm)

    19.48M

  • Diluted EPS (ttm)

    0.40

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    139.59M

  • Total Debt/Equity (mrq)

    653.91%

  • Levered Free Cash Flow (ttm)

    --

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Company Insights

Fair Value

7.34 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

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