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Orrstown Financial Services, Inc. (ORRF)

43.92 -0.52 (-1.17%)
At close: October 30 at 4:00:00 PM EDT
43.92 0.00 (0.00%)
After hours: October 30 at 4:00:16 PM EDT
Trade ORRF on Coinbase
Dividend
ORRF announced a cash dividend of $0.30 with an ex-date of Nov. 3, 2026
Chart Range Bar
Loading chart for ORRF
  • Previous Close 44.44
  • Open 44.76
  • Bid 31.68 x 200
  • Ask 56.92 x 200
  • Day's Range 43.87 - 44.80
  • 52 Week Range 32.50 - 45.40
  • Volume 94,619
  • Avg. Volume 94,407
  • Market Cap (intraday) 863.89M
  • Beta (5Y Monthly) 0.68
  • PE Ratio (TTM) 9.78
  • EPS (TTM) 4.49
  • Earnings Date Oct 20, 2026
  • Forward Dividend & Yield 1.20 (2.73%)
  • 1y Target Est 46.75
  • Zacks Rating Bullish

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agricultural loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. The company was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.

www.orrstown.com

627

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

ORRF
26.86%
S&P 500 (^GSPC)
10.73%

1-Year Return

ORRF
36.81%
S&P 500 (^GSPC)
11.11%

3-Year Return

ORRF
127.98%
S&P 500 (^GSPC)
81.91%

5-Year Return

ORRF
115.71%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 53.89M
Earnings 22.82M
Profit Margin 42.33%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
10M
20M
30M
40M
50M
42.5%
43.0%
43.5%

Analyst Insights

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Analyst Price Targets

43.00 Low
46.75 Average
43.92 Current
49.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/23/2026
Analyst Keefe, Bruyette & Woods
Rating Action Maintains
Rating Outperform
Price Action Raises
Price Target 44 -> 46

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    33.95%

  • Return on Assets (ttm)

    1.56%

  • Return on Equity (ttm)

    14.83%

  • Revenue (ttm)

    257.06M

  • Net Income Avi to Common (ttm)

    87.27M

  • Diluted EPS (ttm)

    4.49

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    125.65M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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