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Old Second Bancorp, Inc. (OSBC)

24.85 +0.22 (+0.89%)
At close: October 15 at 4:00:00 PM EDT
Trade OSBC on Coinbase
Chart Range Bar
Loading chart for OSBC
  • Previous Close 24.63
  • Open 24.76
  • Bid 17.67 x 200
  • Ask 31.61 x 200
  • Day's Range 24.63 - 25.06
  • 52 Week Range 16.88 - 26.06
  • Volume 546,874
  • Avg. Volume 482,226
  • Market Cap (intraday) 1.264B
  • Beta (5Y Monthly) 0.77
  • PE Ratio (TTM) 14.12
  • EPS (TTM) 1.76
  • Earnings Date Oct 21, 2026
  • Forward Dividend & Yield -- (1.13%)
  • 1y Target Est 28.33
  • Zacks Rating
    Bullish

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

www.oldsecond.com

1,062

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Performance Overview

Trailing total returns as of 10/15/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

OSBC
28.68%
S&P 500 (^GSPC)
13.13%

1-Year Return

OSBC
41.19%
S&P 500 (^GSPC)
16.08%

3-Year Return

OSBC
93.64%
S&P 500 (^GSPC)
78.94%

5-Year Return

OSBC
100.88%
S&P 500 (^GSPC)
73.19%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 83.64M
Earnings 28.18M
Profit Margin 33.69%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
20M
40M
60M
80M
15.0%
20.0%
25.0%
30.0%

Analyst Insights

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Analyst Price Targets

25.00
28.33 Average
24.85 Current
30.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/6/2026
Analyst Raymond James
Rating Action Upgrade
Rating Strong Buy
Price Action Raises
Price Target 27 -> 30

Statistics

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Valuation Measures

Annual
As of 9/23/2026
  • Market Cap

    1.25B

  • Enterprise Value

    --

  • Trailing P/E

    14.18

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    3.43

  • Price/Book (mrq)

    1.38

  • Enterprise Value/Revenue

    4.66

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    27.07%

  • Return on Assets (ttm)

    1.47%

  • Return on Equity (ttm)

    11.40%

  • Revenue (ttm)

    341.37M

  • Net Income Avi to Common (ttm)

    92.42M

  • Diluted EPS (ttm)

    1.76

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    147.19M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Compare

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Company Insights

Fair Value

24.85 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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    The Vickers Top Insider Picks is a daily report that utilizes a proprietary algorithm to identify 25 companies with compelling insider purchase histories based on transactions over the past three months.

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