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Primerica, Inc. (PRI)

295.62 -2.21 (-0.74%)
At close: September 4 at 4:00:02 PM EDT
295.62 0.00 (0.00%)
After hours: September 4 at 7:30:07 PM EDT
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Chart Range Bar
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  • Previous Close 297.83
  • Open 295.30
  • Bid 280.51 x 4000
  • Ask 309.99 x 4000
  • Day's Range 294.68 - 298.88
  • 52 Week Range 230.09 - 327.28
  • Volume 180,719
  • Avg. Volume 192,177
  • Market Cap (intraday) 9.098B
  • Beta (5Y Monthly) 0.85
  • PE Ratio (TTM) 11.98
  • EPS (TTM) 24.68
  • Earnings Date Nov 4, 2026
  • Forward Dividend & Yield 4.80 (1.61%)
  • Ex-Dividend Date Aug 21, 2026
  • 1y Target Est 324.50

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

www.primerica.com

2,301

Full Time Employees

December 31

Fiscal Year Ends

Insurance - Life

Industry

Recent News

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Performance Overview

Trailing total returns as of 9/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

PRI
15.91%
S&P 500 (^GSPC)
12.75%

1-Year Return

PRI
9.83%
S&P 500 (^GSPC)
18.71%

3-Year Return

PRI
51.15%
S&P 500 (^GSPC)
70.93%

5-Year Return

PRI
109.52%
S&P 500 (^GSPC)
70.18%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 864.93M
Earnings 202.28M
Profit Margin 23.39%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
200M
400M
600M
800M
22.0%
23.0%
24.0%

Analyst Insights

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Analyst Price Targets

276.00 Low
324.50 Average
295.62 Current
360.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/27/2026
Analyst Truist Securities
Rating Action Downgrade
Rating Hold
Price Action Lowers
Price Target 370 -> 320

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (5yr expected)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    22.84%

  • Return on Assets (ttm)

    4.66%

  • Return on Equity (ttm)

    32.97%

  • Revenue (ttm)

    3.49B

  • Net Income Avi to Common (ttm)

    793.62M

  • Diluted EPS (ttm)

    24.68

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    637.51M

  • Total Debt/Equity (mrq)

    71.52%

  • Levered Free Cash Flow (ttm)

    1.04B

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