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Unity Bancorp, Inc. (UNTY)

58.61 +0.88 (+1.52%)
As of 10:52:14 AM EDT. Market Open.
Trade UNTY on Coinbase
Chart Range Bar
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  • Previous Close 57.73
  • Open 58.29
  • Bid 41.87 x 200
  • Ask 77.12 x 200
  • Day's Range 58.29 - 58.94
  • 52 Week Range 44.34 - 62.50
  • Volume 6,483
  • Avg. Volume 54,579
  • Market Cap (intraday) 590.086M
  • Beta (5Y Monthly) 0.65
  • PE Ratio (TTM) 9.70
  • EPS (TTM) 6.04
  • Earnings Date (est.) Jan 12, 2027
  • Forward Dividend & Yield 0.68 (1.18%)
  • 1y Target Est 68.60
  • Zacks Rating Neutral

Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages. In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including real estate, receivables, inventory, and equipment. Further, the company offers credit and debit cards, wire transfers, safe deposit boxes, automated teller, and internet and mobile banking services; automated clearing house origination and remote deposit capture services; and business services, such as escrow account, merchant, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.

www.unitybank.com

239

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/29/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

UNTY
14.35%
S&P 500 (^GSPC)
12.79%

1-Year Return

UNTY
29.25%
S&P 500 (^GSPC)
12.05%

3-Year Return

UNTY
165.79%
S&P 500 (^GSPC)
87.52%

5-Year Return

UNTY
149.52%
S&P 500 (^GSPC)
67.65%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 36.65M
Earnings 17.38M
Profit Margin 47.41%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
10M
20M
30M
43.0%
44.0%
45.0%
46.0%
47.0%

Analyst Insights

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Analyst Price Targets

67.00
68.60 Average
58.61 Current
72.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/13/2026
Analyst DA Davidson
Rating Action Maintains
Rating Buy
Price Action Maintains
Price Target 68 -> 68

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    46.06%

  • Return on Assets (ttm)

    2.01%

  • Return on Equity (ttm)

    17.05%

  • Revenue (ttm)

    133.75M

  • Net Income Avi to Common (ttm)

    61.6M

  • Diluted EPS (ttm)

    6.04

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    230.14M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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