Yahoo
NasdaqGS - Delayed Quote USD

Upstart Holdings, Inc. (UPST)

28.05 -0.47 (-1.65%)
At close: September 4 at 4:00:00 PM EDT
28.00 -0.05 (-0.18%)
After hours: September 4 at 7:59:56 PM EDT
Trade UPST on Coinbase
Chart Range Bar
Loading chart for UPST

What's happening with UPST?

1h ago
Powered by Yahoo Scout

Upstart Holdings has reported mixed performance indicators amid concerns over elevated default risks. The company’s recent origination figures and macro index readings highlight challenges, while its stock has seen significant declines year-to-date.

Powered by Yahoo Scout
  • Previous Close 28.52
  • Open 27.93
  • Bid 20.09 x 200
  • Ask 33.97 x 200
  • Day's Range 27.66 - 28.24
  • 52 Week Range 23.97 - 71.38
  • Volume 2,905,182
  • Avg. Volume 4,310,941
  • Market Cap (intraday) 2.73B
  • Beta (5Y Monthly) 2.16
  • PE Ratio (TTM) 55.00
  • EPS (TTM) 0.51
  • Earnings Date (est.) Nov 3, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 40.40

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

www.upstart.com

1,405

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

View More

Performance Overview

Trailing total returns as of 9/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

UPST
35.86%
S&P 500 (^GSPC)
12.75%

1-Year Return

UPST
57.42%
S&P 500 (^GSPC)
18.71%

3-Year Return

UPST
14.87%
S&P 500 (^GSPC)
70.93%

5-Year Return

UPST
88.66%
S&P 500 (^GSPC)
70.18%

Earnings Trends

View More

Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 364.71M
Earnings 16.54M
Profit Margin 4.53%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
100M
200M
300M
0.0%
5.0%
10.0%

Analyst Insights

View More

Analyst Price Targets

20.00 Low
40.40 Average
28.05 Current
61.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/5/2026
Analyst Needham
Rating Action Maintains
Rating Buy
Price Action Raises
Price Target 40 -> 42

Statistics

View More

Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (5yr expected)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    4.69%

  • Return on Assets (ttm)

    1.98%

  • Return on Equity (ttm)

    7.94%

  • Revenue (ttm)

    1.29B

  • Net Income Avi to Common (ttm)

    60.33M

  • Diluted EPS (ttm)

    0.51

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    457.84M

  • Total Debt/Equity (mrq)

    258.01%

  • Levered Free Cash Flow (ttm)

    -132.38M

Compare

Select to analyze similar companies using key performance metrics; select up to 4 stocks.

Company Insights

Research Reports

View More

People Also Watch

Mobilize your Website
View Site in Mobile | Classic
Share by: