Yahoo
NasdaqGS - Nasdaq Real Time Price USD

Upstart Holdings, Inc. (UPST)

24.14 +0.43 (+1.81%)
At close: October 28 at 4:00:00 PM EDT
23.95 -0.19 (-0.79%)
Pre-Market: 4:30:21 AM EDT
Trade UPST on Coinbase
Chart Range Bar
Loading chart for UPST

What's happening with UPST?

17m ago
Powered by Yahoo Scout

Upstart enters its November 3, 2026 earnings reportwith estimates calling for higher revenue and earnings. Recent coverage also highlights expansion into secured auto lending and new funding capacity, while credit performance and execution remain central investor questions.

Powered by Yahoo Scout
  • Previous Close 23.71
  • Open 23.85
  • Bid 17.31 x 200
  • Ask 30.52 x 200
  • Day's Range 23.59 - 24.20
  • 52 Week Range 22.21 - 52.10
  • Volume 3,753,656
  • Avg. Volume 4,336,864
  • Market Cap (intraday) 2.349B
  • Beta (5Y Monthly) 2.43
  • PE Ratio (TTM) 48.28
  • EPS (TTM) 0.50
  • Earnings Date Nov 3, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 38.38
  • Motley Fool Rating Bullish

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

www.upstart.com

1,405

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

View More

Performance Overview

Trailing total returns as of 10/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

UPST
44.80%
S&P 500 (^GSPC)
13.13%

1-Year Return

UPST
52.39%
S&P 500 (^GSPC)
12.38%

3-Year Return

UPST
4.82%
S&P 500 (^GSPC)
88.08%

5-Year Return

UPST
92.68%
S&P 500 (^GSPC)
68.48%

Earnings Trends

View More

Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 364.71M
Earnings 16.54M
Profit Margin 4.53%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
100M
200M
300M
0.0%
5.0%
10.0%

Analyst Insights

View More

Analyst Price Targets

18.00
38.38 Average
24.14 Current
61.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/15/2026
Analyst Citizens
Rating Action Maintains
Rating Market Underperform
Price Action Lowers
Price Target 20 -> 18

Statistics

View More

Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    4.69%

  • Return on Assets (ttm)

    1.98%

  • Return on Equity (ttm)

    7.94%

  • Revenue (ttm)

    1.29B

  • Net Income Avi to Common (ttm)

    60.33M

  • Diluted EPS (ttm)

    0.50

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    457.84M

  • Total Debt/Equity (mrq)

    258.01%

  • Levered Free Cash Flow (ttm)

    -132.38M

Company Insights

Research Reports

View More

People Also Watch

Mobilize your Website
View Site in Mobile | Classic
Share by: