NasdaqGS - Delayed Quote
USD
Affirm Holdings, Inc. (AFRM)
72.35
-1.95
(-2.62%)
At close: September 4 at 4:00:01 PM EDT
72.36
+0.01
(+0.01%)
After hours: September 4 at 7:59:53 PM EDT
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Learn moreLoading chart for AFRM
What's happening with AFRM?
Powered by Yahoo ScoutAffirm's latest fiscal Q4 results showcase strong growth in revenue and merchandise volume, driven by increased demand for buy-now, pay-later services amid rising consumer pressure. However, CEO Max Levchin warns that persistent inflation and high gas prices could strain household budgets, impacting future credit quality.
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- Previous Close
74.30 - Open
73.75 - Bid 72.08 x 100
- Ask 77.72 x 200
- Day's Range
71.88 - 73.75 - 52 Week Range
42.10 - 93.20 - Volume
3,860,032 - Avg. Volume
4,383,303 - Market Cap (intraday)
24.412B - Beta (5Y Monthly) 3.61
- PE Ratio (TTM)
13.45 - EPS (TTM)
5.38 - Earnings Date (est.) Nov 5, 2026
- Forward Dividend & Yield --
- Ex-Dividend Date --
- 1y Target Est
99.23
Recent News
View More
Performance Overview
Trailing total returns as of 9/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .
YTD Return
AFRM
2.79%
S&P 500 (^GSPC)
12.75%
1-Year Return
AFRM
19.31%
S&P 500 (^GSPC)
18.71%
3-Year Return
AFRM
230.97%
S&P 500 (^GSPC)
70.93%
5-Year Return
AFRM
22.25%
S&P 500 (^GSPC)
70.18%
Earnings Trends
View MoreAnalyst Insights
View MoreStatistics
View MoreValuation Measures
As of 9/2/2026
-
Market Cap
25.00B
-
Enterprise Value
32.42B
-
Trailing P/E
13.40
-
Forward P/E
38.46
-
PEG Ratio (5yr expected)
0.72
-
Price/Sales (ttm)
6.07
-
Price/Book (mrq)
4.56
-
Enterprise Value/Revenue
7.61
-
Enterprise Value/EBITDA
25.93
Financial Highlights
Profitability and Income Statement
-
Profit Margin
45.29%
-
Return on Assets (ttm)
1.93%
-
Return on Equity (ttm)
45.13%
-
Revenue (ttm)
4.26B
-
Net Income Avi to Common (ttm)
1.93B
-
Diluted EPS (ttm)
5.38
Balance Sheet and Cash Flow
-
Total Cash (mrq)
1.7B
-
Total Debt/Equity (mrq)
182.77%
-
Levered Free Cash Flow (ttm)
478.68M
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Company Insights
Fair Value
Fair Value is the appropriate price for the shares of a company, based on its earnings and growth rate also interpreted as when P/E Ratio = Growth Rate. Estimated return represents the projected annual return you might expect after purchasing shares in the company and holding them over the default time horizon of 5 years, based on the EPS growth rate that we have projected.
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Dividend Score
The distribution of earnings a company pays back to its shareholders based off the company’s profits. Usually paid out on a quarterly basis in the form of cash or additional stocks.
Hiring Score
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Insider Sentiment Score
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Research Reports
View More-
Affirm Earnings: Revenue and Margin Momentum Continues While Outlook Remains Solid; Shares Expensive
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
RatingPrice Target -
Affirm: Increasing Fair Value to $67 From $62 on Lower Credit Costs and Faster Volume Growth
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
RatingPrice Target -
Affirm: Increasing Fair Value to $67 From $62 on Lower Credit Costs and Faster Volume Growth
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
RatingPrice Target -
Strong Demand for Buy Now, Pay Later Drives Higher Volume and Improving Margins for Affirm
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
RatingPrice Target
