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First Commonwealth Financial Corporation (FCF)

21.00 -0.02 (-0.10%)
At close: October 30 at 4:00:03 PM EDT
21.00 0.00 (0.00%)
After hours: October 30 at 4:01:09 PM EDT
Trade First on Coinbase
Chart Range Bar
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  • Previous Close 21.02
  • Open 21.19
  • Bid 20.04 x 50000
  • Ask 20.97 x 80000
  • Day's Range 20.89 - 21.22
  • 52 Week Range 15.00 - 22.34
  • Volume 842,625
  • Avg. Volume 866,000
  • Market Cap (intraday) 2.035B
  • Beta (5Y Monthly) 0.75
  • PE Ratio (TTM) 12.43
  • EPS (TTM) 1.69
  • Earnings Date (est.) Jan 26, 2027
  • Forward Dividend & Yield 0.56 (2.67%)
  • 1y Target Est 23.93
  • Zacks Rating Neutral

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

www.fcbanking.com

1,575

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

FCF
27.23%
S&P 500 (^GSPC)
10.73%

1-Year Return

FCF
39.97%
S&P 500 (^GSPC)
11.11%

3-Year Return

FCF
90.09%
S&P 500 (^GSPC)
81.91%

5-Year Return

FCF
61.93%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 143.05M
Earnings 44.94M
Profit Margin 31.42%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
28.0%
29.0%
30.0%
31.0%
32.0%

Analyst Insights

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Analyst Price Targets

23.00
23.93 Average
21.00 Current
25.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 9/29/2026
Analyst DA Davidson
Rating Action Initiated
Rating Neutral
Price Action Announces
Price Target 24

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    33.63%

  • Return on Assets (ttm)

    1.40%

  • Return on Equity (ttm)

    11.37%

  • Revenue (ttm)

    511.26M

  • Net Income Avi to Common (ttm)

    171.96M

  • Diluted EPS (ttm)

    1.69

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    128.01M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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