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NasdaqGS - Delayed Quote USD

Financial Institutions, Inc. (FISI)

39.37 -1.51 (-3.69%)
At close: October 30 at 4:00:01 PM EDT
Trade FISI on Coinbase
FISI Q3 2026 earnings call
Replay the call for the latest insights.

Earnings Trends

Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 64.75M
Earnings 19.63M
Profit Margin 30.31%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
20M
40M
60M
30.5%
31.0%
31.5%
32.0%
32.5%

Revenue Estimate

Currency in USD
Current Qtr. (Dec 2026)
Next Qtr. (Mar 2027)
Current Year (2026)
Next Year (2027)
No. of Analysts
2 2 2 2
Avg. Estimate
67.27M 66.59M 260.89M 272.96M
Low Estimate
66.68M 66.08M 259.7M 270.82M
High Estimate
67.86M 67.09M 262.07M 275.11M
Year Ago Sales
64.12M 62.67M 244.94M 260.89M
Sales Growth (year/est)
4.91% 6.25% 6.51% 4.63%

Earnings Estimate

GAAP
Normalized
Currency in USD
Current Qtr. (Dec 2026)
Next Qtr. (Mar 2027)
Current Year (2026)
Next Year (2027)
No. of Analysts
2 2 2 2
Avg. Estimate
1.07 1.03 4.19 4.3
Low Estimate
1.05 1.01 4.18 4.25
High Estimate
1.08 1.05 4.2 4.35
Year Ago EPS
0.96 1.04 3.61 4.19

Earnings History

GAAP
Normalized
Currency in USD
12/31/2025
3/31/2026
6/30/2026
9/30/2026
EPS Est.
0.94 0.92 0.93 1.05
EPS Actual
0.96 1.04 1.04 0.99
Difference
0.02 0.12 0.11 -0.06
Surprise %
1.59% 13.04% 11.83% -5.71%

EPS Trend

GAAP
Normalized
Currency in USD
Current Qtr. (Dec 2026)
Next Qtr. (Mar 2027)
Current Year (2026)
Next Year (2027)
Current Estimate
1.07 1.03 4.19 4.3
7 Days Ago
1.07 1.03 4.19 4.3
30 Days Ago
1.07 1.03 4.19 4.3
60 Days Ago
1.07 1.03 4.19 4.3
90 Days Ago
1.03 1 4.01 4.2

EPS Revisions

GAAP
Normalized
Currency in USD
Current Qtr. (Dec 2026)
Next Qtr. (Mar 2027)
Current Year (2026)
Next Year (2027)
Up Last 7 Days
-- 1 -- 1
Up Last 30 Days
1 2 2 2
Down Last 7 Days
-- -- -- --
Down Last 30 Days
-- -- -- --

Growth Estimates

Symbol Current Qtr. Next Qtr. Current Year Next Year
FISI
10.94% -0.96% 15.98% 2.63%
S&P 500
25.73% 27.39% 33.08% 16.55%

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