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First United Corporation (FUNC)

43.16 -0.04 (-0.09%)
At close: 4:00:01 PM EDT
43.16 0.00 (0.00%)
After hours: 4:10:05 PM EDT
Trade First on Coinbase
Chart Range Bar
Loading chart for FUNC
  • Previous Close 43.20
  • Open 43.95
  • Bid 31.03 x 200
  • Ask 56.32 x 200
  • Day's Range 43.03 - 43.74
  • 52 Week Range 33.54 - 46.30
  • Volume 10,961
  • Avg. Volume 24,455
  • Market Cap (intraday) 278.548M
  • Beta (5Y Monthly) 0.51
  • PE Ratio (TTM) 11.18
  • EPS (TTM) 3.86
  • Earnings Date (est.) Oct 26, 2026
  • Forward Dividend & Yield 1.04 (2.40%)
  • Ex-Dividend Date Jul 20, 2026
  • 1y Target Est 50.00

First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits. It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers brokerage; certificate of deposit account registry and IntraFi cash services; treasury management, cash sweep, and various checking opportunities; trust services, such as personal trust, investment agency accounts, charitable trusts, estate administration, and estate planning, as well as retirement accounts, including IRA rollovers, 401(k) accounts, and defined benefit plans; safe deposit and night depository facilities; and insurance products. Further, it provides online, mobile, and digital banking; debit and credit cards; business support; merchant services; remote deposit capture; positive pay; sweep and escrow accounts; check recovery and ordering; equipment loans; floorplan lending; mobile wallet and deposit; credit insights; personal finance; bill pay; CD and trust secured loans; boat and RV loans; and retirement planning services. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

mybank.com

315

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Performance Overview

Trailing total returns as of 8/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

FUNC
17.53%
S&P 500 (^GSPC)
12.65%

1-Year Return

FUNC
18.94%
S&P 500 (^GSPC)
18.61%

3-Year Return

FUNC
191.25%
S&P 500 (^GSPC)
73.95%

5-Year Return

FUNC
184.70%
S&P 500 (^GSPC)
71.02%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 23.94M
Earnings 5.67M
Profit Margin 23.67%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
5M
10M
15M
20M
24.0%
26.0%
28.0%
30.0%

Analyst Insights

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Analyst Price Targets

50.00
50.00 Average
43.16 Current
50.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/1/2026
Analyst Raymond James
Rating Action Maintains
Rating Outperform
Price Action Raises
Price Target 44 -> 50

Statistics

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Valuation Measures

Annual
As of 8/27/2026
  • Market Cap

    280.10M

  • Enterprise Value

    --

  • Trailing P/E

    11.24

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    3.02

  • Price/Book (mrq)

    1.32

  • Enterprise Value/Revenue

    3.34

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    27.71%

  • Return on Assets (ttm)

    1.23%

  • Return on Equity (ttm)

    12.42%

  • Revenue (ttm)

    90.43M

  • Net Income Avi to Common (ttm)

    25.05M

  • Diluted EPS (ttm)

    3.86

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    85.19M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Compare

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Company Insights

Fair Value

43.16 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

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