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HBT Financial, Inc. (HBT)

36.75 -0.46 (-1.24%)
At close: October 27 at 4:00:00 PM EDT
36.75 0.00 (0.00%)
After hours: October 27 at 4:00:12 PM EDT
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Chart Range Bar
Loading chart for HBT
  • Previous Close 37.21
  • Open 37.47
  • Bid 26.62 x 200
  • Ask 47.57 x 200
  • Day's Range 36.58 - 37.47
  • 52 Week Range 22.37 - 37.71
  • Volume 141,723
  • Avg. Volume 131,007
  • Market Cap (intraday) 1.336B
  • Beta (5Y Monthly) 0.49
  • PE Ratio (TTM) 14.19
  • EPS (TTM) 2.59
  • Earnings Date Oct 26, 2026
  • Forward Dividend & Yield 1.00 (2.69%)
  • 1y Target Est 42.00
  • Zacks Rating Bullish

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts. It also provides lending products, including non-owner occupied regulatory commercial real estate (CRE), construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services. In addition, the company offers digital banking services comprising online banking, mobile banking, digital payments, and personal financial management tools; small business and commercial checking accounts, and treasury management services; financial planning to consumers, trusts, and estates; and trustee and custodial services. Further, it provides investment management services; corporate retirement plan consulting and administration; retail brokerage services; farm management services, broker farmland sale, and crop insurance. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

ir.hbtfinancial.com

826

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Performance Overview

Trailing total returns as of 10/27/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

HBT
45.50%
S&P 500 (^GSPC)
12.81%

1-Year Return

HBT
54.72%
S&P 500 (^GSPC)
12.33%

3-Year Return

HBT
129.16%
S&P 500 (^GSPC)
87.56%

5-Year Return

HBT
148.37%
S&P 500 (^GSPC)
69.66%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 85.43M
Earnings 31.39M
Profit Margin 36.75%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
20M
40M
60M
80M
20.0%
25.0%
30.0%
35.0%

Analyst Insights

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Analyst Price Targets

39.00
42.00 Average
36.75 Current
46.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/27/2026
Analyst DA Davidson
Rating Action Maintains
Rating Neutral
Price Action Raises
Price Target 37 -> 39

Statistics

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Valuation Measures

Annual
As of 10/26/2026
  • Market Cap

    1.35B

  • Enterprise Value

    --

  • Trailing P/E

    15.80

  • Forward P/E

    --

  • PEG Ratio (current)

    3.55

  • Price/Sales (ttm)

    4.63

  • Price/Book (mrq)

    1.77

  • Enterprise Value/Revenue

    --

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    30.63%

  • Return on Assets (ttm)

    1.52%

  • Return on Equity (ttm)

    13.21%

  • Revenue (ttm)

    291.8M

  • Net Income Avi to Common (ttm)

    89.37M

  • Diluted EPS (ttm)

    2.59

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    126.26M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Compare

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Company Insights

Fair Value

36.75 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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    The Vickers Top Insider Picks is a daily report that utilizes a proprietary algorithm to identify 25 companies with compelling insider purchase histories based on transactions over the past three months.

  • Daily – Vickers Top Insider Picks for 05/02/2024

    The Vickers Top Insider Picks is a daily report that utilizes a proprietary algorithm to identify 25 companies with compelling insider purchase histories based on transactions over the past three months.

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