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Midland States Bancorp, Inc. (MSBI)

32.98 +0.02 (+0.06%)
At close: October 23 at 4:00:01 PM EDT
32.98 0.00 (0.00%)
After hours: October 23 at 4:01:07 PM EDT
Trade MSBI on Coinbase
Chart Range Bar
Loading chart for MSBI
  • Previous Close 32.96
  • Open 33.40
  • Bid 23.73 x 200
  • Ask 42.53 x 200
  • Day's Range 32.66 - 33.78
  • 52 Week Range 14.24 - 35.10
  • Volume 358,717
  • Avg. Volume 165,750
  • Market Cap (intraday) 684.405M
  • Beta (5Y Monthly) 0.64
  • PE Ratio (TTM) 21.14
  • EPS (TTM) 1.56
  • Earnings Date (est.) Jan 21, 2027
  • Forward Dividend & Yield 1.32 (4.01%)
  • 1y Target Est 33.25
  • Zacks Rating Bullish

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.

www.midlandsb.com

839

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Performance Overview

Trailing total returns as of 10/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

MSBI
61.44%
S&P 500 (^GSPC)
11.37%

1-Year Return

MSBI
113.42%
S&P 500 (^GSPC)
13.14%

3-Year Return

MSBI
90.93%
S&P 500 (^GSPC)
80.78%

5-Year Return

MSBI
65.58%
S&P 500 (^GSPC)
67.74%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 86.14M
Earnings 20.58M
Profit Margin 23.89%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
20M
40M
60M
80M
0.0%
10.0%
20.0%

Analyst Insights

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Analyst Price Targets

31.00 Low
33.25 Average
32.98 Current
35.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/28/2026
Analyst Piper Sandler
Rating Action Maintains
Rating Neutral
Price Action Raises
Price Target 32 -> 35

Statistics

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Valuation Measures

Annual
As of 9/22/2026
  • Market Cap

    682.33M

  • Enterprise Value

    --

  • Trailing P/E

    20.94

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    2.42

  • Price/Book (mrq)

    1.49

  • Enterprise Value/Revenue

    3.69

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    15.03%

  • Return on Assets (ttm)

    0.62%

  • Return on Equity (ttm)

    7.52%

  • Revenue (ttm)

    286.15M

  • Net Income Avi to Common (ttm)

    32.99M

  • Diluted EPS (ttm)

    1.56

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    302.29M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Compare

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Company Insights

Fair Value

32.98 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

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