Yahoo
NasdaqGS - Nasdaq Real Time Price USD

South Plains Financial, Inc. (SPFI)

43.02 -0.91 (-2.07%)
At close: October 23 at 4:00:00 PM EDT
43.02 0.00 (0.00%)
After hours: October 23 at 4:01:00 PM EDT
Trade SPFI on Coinbase
SPFI Q3 2026 earnings call
Replay the call for the latest insights.
Chart Range Bar
Loading chart for SPFI
  • Previous Close 43.93
  • Open 43.93
  • Bid 31.58 x 200
  • Ask 55.51 x 200
  • Day's Range 42.91 - 45.33
  • 52 Week Range 35.34 - 46.94
  • Volume 187,167
  • Avg. Volume 111,692
  • Market Cap (intraday) 810.458M
  • Beta (5Y Monthly) --
  • PE Ratio (TTM) 11.72
  • EPS (TTM) 3.67
  • Earnings Date Oct 22, 2026
  • Forward Dividend & Yield 0.72 (1.77%)
  • 1y Target Est 50.50
  • Zacks Rating Neutral

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

www.spfi.bank

545

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Performance Overview

Trailing total returns as of 10/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

SPFI
12.22%
S&P 500 (^GSPC)
11.37%

1-Year Return

SPFI
14.61%
S&P 500 (^GSPC)
13.14%

3-Year Return

SPFI
81.36%
S&P 500 (^GSPC)
80.78%

5-Year Return

SPFI
88.21%
S&P 500 (^GSPC)
67.74%

Earnings Trends

View More

Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 65.27M
Earnings 20.77M
Profit Margin 31.81%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
20M
40M
60M
27.0%
28.0%
29.0%
30.0%
31.0%

Analyst Insights

View More

Analyst Price Targets

49.00
50.50 Average
43.02 Current
53.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/20/2026
Analyst Keefe, Bruyette & Woods
Rating Action Reiterates
Rating Outperform
Price Action Raises
Price Target 48 -> 50

Statistics

View More

Valuation Measures

Annual
  • Market Cap

    --

  • Enterprise Value

    --

  • Trailing P/E

    --

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    --

  • Price/Book (mrq)

    --

  • Enterprise Value/Revenue

    --

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    29.65%

  • Return on Assets (ttm)

    1.41%

  • Return on Equity (ttm)

    12.64%

  • Revenue (ttm)

    234.58M

  • Net Income Avi to Common (ttm)

    69.56M

  • Diluted EPS (ttm)

    3.67

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    776.73M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Compare

Select to analyze similar companies using key performance metrics; select up to 4 stocks.

Company Insights

Fair Value

43.02 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

View More
  • Daily – Vickers Top Buyers & Sellers for 07/31/2026

    The Vickers Top Buyers & Sellers is a daily report that identifies the five companies the largest insider purchase transactions based on the dollar value of the transactions as well as the five companies the largest insider sales transactions based on the dollar value of the transactions.

  • Daily – Vickers Top Buyers & Sellers for 05/09/2024

    The Vickers Top Buyers & Sellers is a daily report that identifies the five companies the largest insider purchase transactions based on the dollar value of the transactions as well as the five companies the largest insider sales transactions based on the dollar value of the transactions.

  • Daily – Vickers Top Buyers & Sellers for 03/01/2024

    The Vickers Top Buyers & Sellers is a daily report that identifies the five companies the largest insider purchase transactions based on the dollar value of the transactions as well as the five companies the largest insider sales transactions based on the dollar value of the transactions.

People Also Watch

Mobilize your Website
View Site in Mobile | Classic
Share by: