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USCB Financial Holdings, Inc. (USCB)

19.88 +0.03 (+0.15%)
At close: October 30 at 4:00:00 PM EDT
19.88 0.00 (0.00%)
After hours: October 30 at 4:00:16 PM EDT
Trade USCB on Coinbase
Dividend
USCB announced a cash dividend of $0.125 with an ex-date of Nov. 16, 2026
Chart Range Bar
Loading chart for USCB
  • Previous Close 19.85
  • Open 19.87
  • Bid 16.20 x 200
  • Ask 22.64 x 100
  • Day's Range 19.82 - 20.20
  • 52 Week Range 17.00 - 23.89
  • Volume 122,284
  • Avg. Volume 74,063
  • Market Cap (intraday) 367.086M
  • Beta (5Y Monthly) 0.44
  • PE Ratio (TTM) 12.74
  • EPS (TTM) 1.56
  • Earnings Date (est.) Jan 21, 2027
  • Forward Dividend & Yield 0.50 (2.52%)
  • 1y Target Est 23.25
  • Zacks Rating Bearish

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.

www.uscentury.com

222

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

USCB
9.97%
S&P 500 (^GSPC)
10.73%

1-Year Return

USCB
18.43%
S&P 500 (^GSPC)
11.11%

3-Year Return

USCB
102.12%
S&P 500 (^GSPC)
81.91%

5-Year Return

USCB
68.44%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 26.97M
Earnings 9.53M
Profit Margin 35.33%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
5M
10M
15M
20M
25M
10.0%
15.0%
20.0%
25.0%
30.0%
35.0%

Analyst Insights

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Analyst Price Targets

22.00
23.25 Average
19.88 Current
24.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/27/2026
Analyst Piper Sandler
Rating Action Maintains
Rating Overweight
Price Action Lowers
Price Target 27 -> 24

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    30.37%

  • Return on Assets (ttm)

    1.01%

  • Return on Equity (ttm)

    13.37%

  • Revenue (ttm)

    96.55M

  • Net Income Avi to Common (ttm)

    29.32M

  • Diluted EPS (ttm)

    1.56

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    92.73M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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