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Orange County Bancorp, Inc. (OBT)

38.69 +0.11 (+0.29%)
At close: October 30 at 4:00:00 PM EDT
38.69 +0.06 (+0.17%)
After hours: October 30 at 4:00:16 PM EDT
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Chart Range Bar
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  • Previous Close 38.58
  • Open 39.06
  • Bid 27.84 x 200
  • Ask 49.13 x 200
  • Day's Range 38.32 - 39.40
  • 52 Week Range 23.75 - 40.49
  • Volume 65,534
  • Avg. Volume 56,704
  • Market Cap (intraday) 518.878M
  • Beta (5Y Monthly) 0.43
  • PE Ratio (TTM) 10.34
  • EPS (TTM) 3.74
  • Earnings Date (est.) Oct 28, 2026
  • Forward Dividend & Yield 0.72 (1.86%)
  • 1y Target Est 43.33
  • Zacks Rating Bullish

Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

www.orangebanktrust.com

235

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

OBT
37.64%
S&P 500 (^GSPC)
10.73%

1-Year Return

OBT
66.42%
S&P 500 (^GSPC)
11.11%

3-Year Return

OBT
87.06%
S&P 500 (^GSPC)
81.91%

5-Year Return

OBT
119.34%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 35.3M
Earnings 12.49M
Profit Margin 35.38%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
10M
20M
30M
40.0%
45.0%

Analyst Insights

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Analyst Price Targets

42.00
43.33 Average
38.69 Current
44.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 2/5/2026
Analyst Piper Sandler
Rating Action Maintains
Rating Overweight
Price Action Raises
Price Target 32 -> 36

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    39.17%

  • Return on Assets (ttm)

    1.86%

  • Return on Equity (ttm)

    17.22%

  • Revenue (ttm)

    127.3M

  • Net Income Avi to Common (ttm)

    49.86M

  • Diluted EPS (ttm)

    3.74

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    244.57M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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