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OFG Bancorp (OFG)

50.01 -0.87 (-1.71%)
At close: October 30 at 4:00:03 PM EDT
50.01 0.00 (0.00%)
After hours: October 30 at 4:01:09 PM EDT
Trade OFG on Coinbase
Chart Range Bar
Loading chart for OFG
  • Previous Close 50.88
  • Open 51.07
  • Bid 20.06 x 10000
  • Ask 50.09 x 30000
  • Day's Range 49.84 - 50.95
  • 52 Week Range 35.71 - 54.47
  • Volume 282,905
  • Avg. Volume 269,941
  • Market Cap (intraday) 2.101B
  • Beta (5Y Monthly) 0.75
  • PE Ratio (TTM) 9.54
  • EPS (TTM) 5.24
  • Earnings Date (est.) Jan 21, 2027
  • Forward Dividend & Yield 1.40 (2.80%)
  • 1y Target Est 56.75
  • Zacks Rating Neutral

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.

www.ofgbancorp.com

2,156

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

OFG
24.86%
S&P 500 (^GSPC)
10.73%

1-Year Return

OFG
33.92%
S&P 500 (^GSPC)
11.11%

3-Year Return

OFG
82.55%
S&P 500 (^GSPC)
81.91%

5-Year Return

OFG
120.12%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 186.21M
Earnings 56.61M
Profit Margin 30.40%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
29.5%
30.0%
30.5%

Analyst Insights

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Analyst Price Targets

55.00
56.75 Average
50.01 Current
58.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/10/2026
Analyst Wells Fargo
Rating Action Maintains
Rating Equal-Weight
Price Action Raises
Price Target 49 -> 55

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    34.06%

  • Return on Assets (ttm)

    1.85%

  • Return on Equity (ttm)

    16.61%

  • Revenue (ttm)

    661.32M

  • Net Income Avi to Common (ttm)

    225.22M

  • Diluted EPS (ttm)

    5.24

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    566.8M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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