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OneMain Holdings, Inc. (OMF)

56.55 -2.79 (-4.70%)
At close: October 30 at 4:00:03 PM EDT
56.55 0.00 (0.00%)
After hours: October 30 at 4:01:01 PM EDT
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OMF Q3 2026 earnings call
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Chart Range Bar
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  • Previous Close 59.34
  • Open 56.56
  • Bid 56.00 x 40000
  • Ask 60.00 x 80000
  • Day's Range 56.22 - 58.38
  • 52 Week Range 45.78 - 71.93
  • Volume 1,294,666
  • Avg. Volume 912,163
  • Market Cap (intraday) 6.506B
  • Beta (5Y Monthly) 1.21
  • PE Ratio (TTM) 8.61
  • EPS (TTM) 6.57
  • Earnings Date Oct 30, 2026
  • Forward Dividend & Yield 4.20 (7.08%)
  • 1y Target Est 67.43
  • Zacks Rating Bearish

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.

www.onemainfinancial.com

9,300

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

OMF
11.66%
S&P 500 (^GSPC)
10.73%

1-Year Return

OMF
8.94%
S&P 500 (^GSPC)
11.11%

3-Year Return

OMF
102.95%
S&P 500 (^GSPC)
81.91%

5-Year Return

OMF
62.04%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 1.35B
Earnings 185M
Profit Margin 13.67%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
500M
1B
12.0%
14.0%
16.0%

Analyst Insights

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Analyst Price Targets

52.00
67.43 Average
56.55 Current
85.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/16/2026
Analyst RBC Capital
Rating Action Maintains
Rating Outperform
Price Action Lowers
Price Target 73 -> 71

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    25.86%

  • Return on Assets (ttm)

    2.89%

  • Return on Equity (ttm)

    23.28%

  • Revenue (ttm)

    3.02B

  • Net Income Avi to Common (ttm)

    781M

  • Diluted EPS (ttm)

    6.57

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    567M

  • Total Debt/Equity (mrq)

    673.04%

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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