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Synchrony Financial (SYF)

75.26 +1.15 (+1.55%)
As of June 18 at 4:00:03 PM EDT. Market Open.
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News headlines Synchrony Financial (SYF) is navigating a challenging market, with recent performance marked by an 11% declineover six months. Despite this, the company maintains a strong position with a 22.2% return on equityand significant partnerships, though analysts express mixed sentiments on future growth potential.

Synchrony Financial (SYF) is navigating a challenging market, with recent performance marked by an 11% declineover six months. Despite this, the company maintains a strong position with a 22.2% return on equityand significant partnerships, though analysts express mixed sentiments on future growth potential.

Updated 2m ago · Powered by Yahoo Scout
  • Previous Close 74.11
  • Open 75.38
  • Bid 75.31 x 50000
  • Ask 75.31 x 20000
  • Day's Range 75.04 - 76.06
  • 52 Week Range 61.48 - 88.77
  • Volume 3,136,416
  • Avg. Volume 3,823,938
  • Market Cap (intraday) 25.315B
  • Beta (5Y Monthly) 1.32
  • PE Ratio (TTM) 7.79
  • EPS (TTM) 9.66
  • Earnings Date (est.) Jul 21, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 89.22

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

www.synchrony.com

20,000

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Performance Overview

Trailing total returns as of 6/18/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

SYF
9.06%
S&P 500 (^GSPC)
9.57%

1-Year Return

SYF
24.52%
S&P 500 (^GSPC)
25.41%

3-Year Return

SYF
143.87%
S&P 500 (^GSPC)
70.10%

5-Year Return

SYF
82.34%
S&P 500 (^GSPC)
80.02%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q1 FY26
Revenue 3.7B
Earnings 784M

Q2

FY25

Q3

FY25

Q4

FY25

Q1

FY26

0
1B
2B
3B

Analyst Insights

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Analyst Price Targets

77.00
89.22 Average
75.26 Current
103.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 5/22/2026
Analyst Loop Capital
Rating Action Initiated
Rating Hold
Price Action Announces
Price Target 81

Statistics

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Valuation Measures

Annual
As of 6/18/2026
  • Market Cap

    25.32B

  • Enterprise Value

    --

  • Trailing P/E

    7.79

  • Forward P/E

    8.09

  • PEG Ratio (5yr expected)

    2.19

  • Price/Sales (ttm)

    1.83

  • Price/Book (mrq)

    1.66

  • Enterprise Value/Revenue

    2.87

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    36.39%

  • Return on Assets (ttm)

    2.96%

  • Return on Equity (ttm)

    21.78%

  • Revenue (ttm)

    9.89B

  • Net Income Avi to Common (ttm)

    3.52B

  • Diluted EPS (ttm)

    9.66

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    20.56B

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Compare

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Company Insights

Fair Value

75.26 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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  • Raising target price to $85.00

    SYNCHRONY FINANCIAL has an Investment Rating of BUY; a target price of $85.000000; an Industry Subrating of High; a Management Subrating of High; a Safety Subrating of High; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of High.

    Rating
    Price Target
  • Raising target price to $82.00

    SYNCHRONY FINANCIAL has an Investment Rating of BUY; a target price of $82.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target
  • Lowering target price to $80.00

    SYNCHRONY FINANCIAL has an Investment Rating of BUY; a target price of $80.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target
  • Raising target price to $81.00

    SYNCHRONY FINANCIAL has an Investment Rating of BUY; a target price of $81.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target

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