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TransUnion (TRU)

74.12 -1.30 (-1.72%)
As of 1:21:42 PM EDT. Market Open.
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TRU Q3 2026 earnings call
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Chart Range Bar
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  • Previous Close 75.42
  • Open 74.41
  • Bid 74.01 x 10000
  • Ask 74.07 x 30000
  • Day's Range 73.42 - 76.23
  • 52 Week Range 60.96 - 89.12
  • Volume 1,902,349
  • Avg. Volume 2,577,234
  • Market Cap (intraday) 14.135B
  • Beta (5Y Monthly) --
  • PE Ratio (TTM) 18.03
  • EPS (TTM) 4.11
  • Earnings Date Oct 27, 2026
  • Forward Dividend & Yield 0.50 (0.63%)
  • 1y Target Est 88.52
  • Morningstar Rating Rating available with Stock Picks access

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

www.transunion.com

13,500

Full Time Employees

December 31

Fiscal Year Ends

Recent News

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Performance Overview

Trailing total returns as of 10/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

TRU
13.13%
S&P 500 (^GSPC)
13.01%

1-Year Return

TRU
10.04%
S&P 500 (^GSPC)
12.26%

3-Year Return

TRU
72.92%
S&P 500 (^GSPC)
87.88%

5-Year Return

TRU
33.51%
S&P 500 (^GSPC)
68.30%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 1.31B
Earnings 156.2M
Profit Margin 11.90%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
500M
1B
10.0%
15.0%
20.0%
25.0%
30.0%

Analyst Insights

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Analyst Price Targets

68.00 Low
88.52 Average
74.12 Current
105.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/28/2026
Analyst Stifel
Rating Action Maintains
Rating Buy
Price Action Lowers
Price Target 96 -> 90

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    15.83%

  • Return on Assets (ttm)

    5.56%

  • Return on Equity (ttm)

    16.96%

  • Revenue (ttm)

    5.04B

  • Net Income Avi to Common (ttm)

    797.9M

  • Diluted EPS (ttm)

    4.11

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    883.1M

  • Total Debt/Equity (mrq)

    109.11%

  • Levered Free Cash Flow (ttm)

    962.12M

Company Insights

Research Reports

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