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ACI Worldwide, Inc. (ACIW)

56.14 +0.44 (+0.79%)
As of 2:21:57 PM EDT. Market Open.
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Chart Range Bar
Loading chart for ACIW
  • Previous Close 55.70
  • Open 56.45
  • Bid 40.14 x 200
  • Ask 71.69 x 200
  • Day's Range 55.44 - 56.45
  • 52 Week Range 38.05 - 61.08
  • Volume 239,593
  • Avg. Volume 856,053
  • Market Cap (intraday) 5.668B
  • Beta (5Y Monthly) 0.99
  • PE Ratio (TTM) 25.63
  • EPS (TTM) 2.19
  • Earnings Date Nov 5, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 64.50
  • Zacks Rating Bullish

ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI digital central infrastructure, a solution that offers real-time payments service. Further, it offers ACI Payments Orchestration Platform, a payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions; ACI Fraud Scoring Services with artificial and human insights with data intelligence; and Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. Additionally, it offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well distributes software developed by third parties. It has strategic partnerships with dLocal. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.

www.aciworldwide.com

2,930

Full Time Employees

December 31

Fiscal Year Ends

Technology

Sector

Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

ACIW
17.42%
S&P 500 (^GSPC)
10.24%

1-Year Return

ACIW
18.87%
S&P 500 (^GSPC)
10.62%

3-Year Return

ACIW
181.83%
S&P 500 (^GSPC)
81.11%

5-Year Return

ACIW
82.99%
S&P 500 (^GSPC)
63.86%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 430.42M
Earnings 31.8M
Profit Margin 7.39%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
100M
200M
300M
400M
8.0%
10.0%
12.0%
14.0%
16.0%
18.0%

Analyst Insights

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Analyst Price Targets

56.00
64.50 Average
56.14 Current
70.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 9/2/2026
Analyst DA Davidson
Rating Action Maintains
Rating Buy
Price Action Maintains
Price Target 66 -> 66

Statistics

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Valuation Measures

Annual
As of 10/29/2026
  • Market Cap

    5.62B

  • Enterprise Value

    6.31B

  • Trailing P/E

    25.43

  • Forward P/E

    13.99

  • PEG Ratio (current)

    1.05

  • Price/Sales (ttm)

    3.15

  • Price/Book (mrq)

    3.77

  • Enterprise Value/Revenue

    3.46

  • Enterprise Value/EBITDA

    13.98

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    12.40%

  • Return on Assets (ttm)

    6.98%

  • Return on Equity (ttm)

    15.62%

  • Revenue (ttm)

    1.82B

  • Net Income Avi to Common (ttm)

    225.69M

  • Diluted EPS (ttm)

    2.19

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    167.4M

  • Total Debt/Equity (mrq)

    57.70%

  • Levered Free Cash Flow (ttm)

    260.54M

Compare

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Company Insights

Fair Value

56.14 Current

Dividend Score

0 Low
Sector Avg.
100 High

Hiring Score

0 Low
Sector Avg.
100 High

Insider Sentiment Score

0 Low
Sector Avg.
100 High

Research Reports

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  • What does Argus have to say about ACIW?

    ACI WORLDWIDE INC has an Investment Rating of BUY; a target price of $60.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of High; and a Value Subrating of High.

  • Raising target price to $60.00

    ACI WORLDWIDE INC has an Investment Rating of BUY; a target price of $60.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of High; and a Value Subrating of High.

  • What does Argus have to say about ACIW?

    ACI WORLDWIDE INC has an Investment Rating of BUY; a target price of $56.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Medium; a Growth Subrating of High; and a Value Subrating of High.

  • Raising target price to $56.00

    ACI WORLDWIDE INC has an Investment Rating of BUY; a target price of $56.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of High; and a Value Subrating of High.

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